Message from Secretary General


I recently joined the General Insurance Council as its Secretary General and I would like to take this opportunity to share my thoughts on the challenges facing the non-life insurance industry in India.

Undoubtedly, the non-life insurance industry in India faces several challenges. The increasing competition in the market, the rapid evolution of technology, changing customer expectations, and the ever-changing regulatory landscape demand extraordinary efforts from each member of the industry. Additionally, penetration, distribution and affordability of insurance continue to be areas of concern as a large number of people and risks remain uninsured or underinsured.

However, we firmly believe that these challenges also present opportunities for innovation and growth. The competition in the market is driving companies to differentiate themselves and innovate in order to provide customers with better value and more tailored solutions. The rapid evolution of technology has also brought opportunities for companies to streamline operations, enhance customer experiences, develop new products and services and reach remote corners of the country.

Furthermore, the regulatory environment in India is becoming more supportive of innovation and is taking steps to promote insurance awareness , affordability and availability among consumers. These developments provide an excellent opportunity for the industry to reach out to more consumers and offer affordable and comprehensive insurance solutions to meet peoples’ needs.

We remain optimistic about the future of the non-life insurance industry in India. Despite the challenges, we believe that our industry has the resilience, adaptability, and innovative spirit to overcome the difficulties and emerge stronger. We are confident that, with the collective effort of all stakeholders in the industry, we can build a thriving and sustainable insurance ecosystem that serves the needs of all Indians.

The General Insurance Council and all its members will continue to strive hard towards achieving the goal of Insurance for all by 2047 and seek your wholehearted support in its various endeavors.

Thanking You


Inderjeet Singh

Secretary General