“India lives in its villages,” said Mahatma Gandhi. In 2025, those villages are also going digital, mobile-first, and increasingly insured. With IRDAI’s bold mandate requiring insurers to cover 50,000 Gram Panchayats (GPs) under rural, social, and motor (third-party) lines by FY’27, we’re witnessing a transformative moment in Bharat’s insurance journey. It’s not merely about compliance; it’s about building a resilient India where financial protection is as ubiquitous as digital payments.

Event insurance, particularly for major religious festivities such as Dahi Handi, Ganesh Chaturthi, and Durga Puja, is witnessing increased uptake ahead of the festive season, as organisers become more conscious of risks and proactively seek coverage to safeguard their events

The Department of Fisheries, Ministry of Fisheries Animal Husbandry and Dairying is implementing a new Central Sector Sub-scheme namely the Pradhan Mantri Matsya Kisan Samridhi Sah-Yojana (PM-MKSSY) under the ongoing Pradhan Mantri Matsya Sampada Yojana (PMMSY) for a period of four years from FY 2023-24 to FY 2026-27 at an estimated outlay of ₹6000 crore

Health insurance is meant to offer protection, but for many women in India, it often comes with a hidden penalty. From maternity loading and higher premiums to tighter claim scrutiny around reproductive and hormonal conditions, women frequently end up paying more while receiving less coverage. As the market evolves, insurers, regulators, and consumers all have a role to play in rewriting the rules to make health cover genuinely inclusive.

Indians are travelling more than ever, and their international footprint is rapidly increasing. In the first half of 2024, 15 million Indians travelled abroad, marking a 14% year-on-year rise and a 12% growth compared to 2019. Not just that, more than 1.33 million Indian students were pursuing higher education abroad as of January 2024. As a result, more family members visit their wards settled abroad, often for prolonged stays. Additionally, people are sometimes forced to go overseas to seek medical treatment, particularly for advanced oncology, organ transplants, and robotic surgeries. Thus, as the time spent outside India increases, so do the health risks.

India’s health insurance landscape has undergone a paradigm shift over the past decade. It is no longer a luxury; it is a critical safeguard against escalating medical costs. With hospitalization expenses increasing 10–15% annually, a single major treatment can cost several lakhs, threatening the financial stability of entire families. Health insurance provides a vital safety net, protecting not just the patient but their loved ones from unexpected financial hardship

The insurance business is built on the foundation of trust, wherein insurers trust that information provided by customers while buying a policy is true, and in turn, customers have faith that insurance companies will be there by their side in case of an exigency. Frauds in the insurance industry are rampant, which leads to cracks in this foundation of trust. The fraudulent cases in insurance have been on the increasing trend for the past few years which has led to the Investigation & Loss Mitigation function in companies plays a crucial role in the insurance industry to counteract these illegal activities.

Obstructive Sleep Apnea (OSA) is a chronic sleep related breathing disorder with complete or partial blockage of the upper airway during sleep. These interruptions during sleep, impact oxygen flow to the lungs (and subsequent delivery to vital organs), degrades sleep quality and overall health. Symptoms of OSA include loud snoring, insomnia, fatigue, dry mouth/sore throat, short-term memory losses, difficulty in concentration, morning headaches, and even depression

At the opening ceremony for the 13th National Anti-Corruption Commission (NACC) training course, chairman of the Office of the Insurance Commission (OIC) Lawaron Sangsanit delivered a special address. As part of the address, Mr Sangsanit listed four risks that insurance tools should play a role in managing, namely

The Decree No. 188/2025/ND-CP detailing and guiding the implementation of a number of articles of the law on health insurance issued by the Government of Vietnam in July this year has received wide-spread support from the majority of people, especially from parents and students. One of the major tasks of the new decree on social insurance sector is about disseminating information about country’s health insurance policies to the general public and students in particular. In the new academic year for schools (2025-2026), the Can Tho City social insurance sector will coordinate with local authorities and functional agencies, especially schools in the area to promote propaganda work, striving to complete the target of 100% of students participating in health insurance by 30 September 2025.