GDPI & Policies

Gross Direct Premium income (in and outside India) written by non-life Insurance Industry increased from ₹1,92,193 Crores in 2019-20 to ₹2,02,094 Crores in 2020-21. Personal lines of business namely Motor and Health & Personal Accident insurance constituted close to two-thirds of the Non-Life Insurance premium. Crop insurance as an emerging segment comprises majority premium in Other Misc.

Chart 4.1.1Segment-wise share of GDPI

Source: Form I of I to X and Council Compilation



The number of policies issued increased from 24.16 Crores in 2019-20 to 25.06 Crores in 2020-21. Proportion of number of policies issued in Overall Motor has increased from 53.3% in 2019-20 to 53.8% in 2020-21 and Other Miscellaneous classes has increased from 21.3% in 2019-20 to 23.4% in 2020-21.

Chart 4.1.2Segment-wise Policies Issued

Source: Form I of I to X and Council Compilation



Chart 4.1.3Segment-wise share of GDPI 2020-21

Chart 4.1.4Segment-wise share of Policies Issued 2020-21

Source: Form I of I to X and Council Compilation