Investment Income allocated to Profit & Loss account is investment income for shareholders.
Investment income pertaining to shareholders has risen from ₹2,898 Crores in 2011-12 to ₹5,987 Crores in 2020-21, growing at CAGR of 8.4% p.a.

Chart 3.10.1Investment Income - Shareholders Funds

Source: IRDAI Reports & Council Compilation as
per source data submitted by companies



Average yield on investments (computed by total investment income divided by average value of investments at the end of the year plus beginning of the year) which was declining since 2011 and remained steady till 2014-15 is seeing a decline again, mainly due to continuous fall in interest rates.

Chart 3.10.2Yield on Investments

Source: IRDAI Reports & Council Compilation as
per source data submitted by companies

Profits on sale of investments, has risen from ₹3,064 Crores in 2011-12 to ₹7,547 Crores in 2020-21.

Chart 3.10.3Profit on sale of Investments

Source: IRDAI Reports & Council Compilation as
per source data submitted by companies