Table 11Net Earned Premium Income
OVERALL                                |                         Year                     |                                             2011-12                     |                                             2012-13                     |                                             2013-14                     |                                             2014-15                     |                                             2015-16                     |                                             2016-17                     |                                             2017-18                     |                                             2018-19                     |                                             2019-20                     |                                             2020-21                     |         
                            |                             Fire                     |                                                 3,476                     |                                                 4,135                     |                                                 4,702                     |                                                 4,621                     |                                                 5,022                     |                                                 5,050                     |                                                 5,124                     |                                                  5,170                      |                                                  6,237 
                     |                                                   7,792                      |         
                            |                             Engg.                     |                                                 1,178                     |                                                 1,344                     |                                                 1,448                     |                                                 1,394                     |                                                 1,317                     |                                                 1,280                     |                                                 1,160                     |                                                  1,222                     |                                                  1,225 
                     |                                                   1,236                      |         
                            |                             Marine Cargo                     |                                                 1,163                     |                                                 1,370                     |                                                 1,596                     |                                                 1,790                     |                                                 1,659                     |                                                 1,665                     |                                                 1,619                     |                                                 1,716                     |                                                  1,792 
                     |                                                   1,741                      |         
                            |                             Marine Hull                     |                                                 197                     |                                                 226                     |                                                 282                     |                                                 312                     |                                                 364                     |                                                 251                     |                                                 143                     |                                                 183                     |                                                  205 
                     |                                                   231                      |         
                            |                             Motor OD                     |                                                 12,324                     |                                                 14,807                     |                                                 16,990                     |                                                 18,330                     |                                                 19,515                     |                                                 21,049                     |                                                 23,032                     |                                                  24,001                     |                                                  23,741 
                     |                                                   22,726                      |         
                            |                             Motor TP                     |                                                 7,326                     |                                                 10,000                     |                                                 12,558                     |                                                 15,210                     |                                                 17,982                     |                                                 21,544                     |                                                 26,118                     |                                                  31,211                     |                                                  36,533 
                     |                                                   36,530                      |         
                            |                             Aviation                     |                                                 111                     |                                                 187                     |                                                 143                     |                                                 144                     |                                                 160                     |                                                 158                     |                                                 176                     |                                                  194                      |                                                  353 
                     |                                                   414                      |         
                            |                             Health                     |                                                 10,615                     |                                                 12,129                     |                                                 14,404                     |                                                 17,117                     |                                                 20,675                     |                                                 25,376                     |                                                 28,531                     |                                                  33,879                     |                                                  39,551 
                     |                                                   44,291                      |         
                            |                             Personal accident                     |                                                 998                     |                                                 1,170                     |                                                 1,402                     |                                                 1,654                     |                                                 1,990                     |                                                 2,582                     |                                                 3,326                     |                                                  3,967                     |                                                  4,242 
                     |                                                   4,349                      |         
                            |                             Liability                     |                                                 640                     |                                                 745                     |                                                 861                     |                                                 921                     |                                                 1,195                     |                                                 1,322                     |                                                 1,198                     |                                                 1,420                     |                                                  1,481 
                     |                                                   1,427                      |         
                            |                             Other Misc.                     |                                                 4,613                     |                                                 5,115                     |                                                 5,623                     |                                                 5,936                     |                                                 5,998                     |                                                 8,447                     |                                                 10,025                     |                                                 10,372                     |                                                  10,819 
                     |                                                   16,882                      |         
                            |                             TOTAL                     |                                                 42,641                     |                                                 51,226                     |                                                 60,010                     |                                                 67,428                     |                                                 75,878                     |                                                 88,725                     |                                                 1,00,453                     |                                                  1,13,334                      |                                                  1,26,179                      |                                                   137,620                      |         
    
GENERAL INSURERS                                |                         Year                     |                                             2011-12                     |                                             2012-13                     |                                             2013-14                     |                                             2014-15                     |                                             2015-16                     |                                             2016-17                     |                                             2017-18                     |                                             2018-19                     |                                             2019-20                     |                                             2020-21                     |         
                            |                             Fire                     |                                                 3,476                     |                                                 4,135                     |                                                 4,702                     |                                                 4,621                     |                                                 5,022                     |                                                 5,050                     |                                                 5,124                     |                                                 5,170                     |                                                  6,237 
                     |                                                   7,792                      |         
                            |                             Engg.                     |                                                 1,178                     |                                                 1,344                     |                                                 1,448                     |                                                 1,394                     |                                                 1,317                     |                                                 1,280                     |                                                 1,160                     |                                                 1,222                     |                                                  1,225 
                     |                                                   1,236                      |         
                            |                             Marine Cargo                     |                                                 1,163                     |                                                 1,370                     |                                                 1,596                     |                                                 1,790                     |                                                 1,659                     |                                                 1,665                     |                                                 1,619                     |                                                 1,716                     |                                                  1,792 
                     |                                                   1,741                      |         
                            |                             Marine Hull                     |                                                 197                     |                                                 226                     |                                                 282                     |                                                 312                     |                                                 364                     |                                                 251                     |                                                 143                     |                                                 183                     |                                                  205 
                     |                                                   231                      |         
                            |                             Motor OD                     |                                                 12,324                     |                                                 14,807                     |                                                 16,990                     |                                                 18,330                     |                                                 19,515                     |                                                 21,049                     |                                                 23,032                     |                                                 24,001                     |                                                  23,741 
                     |                                                   22,726                      |         
                            |                             Motor TP                     |                                                 7,326                     |                                                 10,000                     |                                                 12,558                     |                                                 15,210                     |                                                 17,982                     |                                                 21,544                     |                                                 26,118                     |                                                 31,211                     |                                                  36,533 
                     |                                                   36,530                      |         
                            |                             Aviation                     |                                                 111                     |                                                 187                     |                                                 143                     |                                                 144                     |                                                 160                     |                                                 158                     |                                                 176                     |                                                 194                     |                                                  353 
                     |                                                   414                      |         
                            |                             Health                     |                                                 9,465                     |                                                 11,061                     |                                                 12,881                     |                                                 15,028                     |                                                 17,762                     |                                                 21,323                     |                                                 23,161                     |                                                 26,459                     |                                                  29,993 
                     |                                                   35,743                      |         
                            |                             Personal accident                     |                                                 975                     |                                                 1,146                     |                                                 1,367                     |                                                 1,602                     |                                                 1,883                     |                                                 2,399                     |                                                 3,060                     |                                                 3,559                     |                                                  3,766 
                     |                                                   3,912                      |         
                            |                             Liability                     |                                                 640                     |                                                 745                     |                                                 861                     |                                                 921                     |                                                 1,195                     |                                                 1,322                     |                                                 1,198                     |                                                 1,420                     |                                                  1,481 
                     |                                                   1,427                      |         
                            |                             Other Misc.                     |                                                 2,523                     |                                                 2,839                     |                                                 3,063                     |                                                 3,310                     |                                                 3,136                     |                                                 5,572                     |                                                 7,364                     |                                                 7,865                     |                                                  8,142 
                     |                                                   9,238                      |         
                            |                             TOTAL                     |                                                 39,379                     |                                                 47,859                     |                                                 55,891                     |                                                 62,661                     |                                                 69,996                     |                                                 81,614                     |                                                 92,156                     |                                                 1,03,000                     |                                                  1,13,467                      |                                                   137,620                      |         
    
STANDALONE HEALTH INSURERS                                |                         Year                     |                                             2011-12                     |                                             2012-13                     |                                             2013-14                     |                                             2014-15                     |                                             2015-16                     |                                             2016-17                     |                                             2017-18                     |                                             2018-19                     |                                             2019-20                     |                                             2020-21                     |         
                            |                             Health                     |                                                 1,150                     |                                                 1,067                     |                                                 1,523                     |                                                 2,089                     |                                                 2,913                     |                                                 4,053                     |                                                 5,369                     |                                                 7,420                     |                                                  9,557 
                     |                                                   8,548                      |         
                            |                             Personal accident                     |                                                 22                     |                                                 23                     |                                                 35                     |                                                 52                     |                                                 106                     |                                                 183                     |                                                 267                     |                                                 408                     |                                                  477 
                     |                                                   437                      |         
                            |                             Other Misc.                     |                                                 3                     |                                                 4                     |                                                 6                     |                                                 8                     |                                                 21                     |                                                 NA                     |                                                 42                     |                                                 NA                     |                                                 NA                     |                                                 NA                     |         
                            |                             TOTAL                     |                                                 1,175                     |                                                 1,095                     |                                                 1,564                     |                                                 2,149                     |                                                 3,041                     |                                                 4,236                     |                                                 5,678                     |                                                 7,828                     |                                                  10,034 
                     |                                                   8,986                      |         
    
SPECIALISED INSURERS                                |                         Year                     |                                             2011-12                     |                                             2012-13                     |                                             2013-14                     |                                             2014-15                     |                                             2015-16                     |                                             2016-17                     |                                             2017-18                     |                                             2018-19                     |                                             2019-20                     |                                             2020-21                     |         
                            |                             Other Misc.                     |                                                 2,086                     |                                                 2,272                     |                                                 2,555                     |                                                 2,618                     |                                                 2,841                     |                                                 2,875                     |                                                 2,619                     |                                                 2,506                     |                                                  2,677 
                     |                                                   7,644                      |         
    
Source: IRDAI reports and Council Compilation