The investment income allocated to the Profit & Loss account represents the shareholders’ investment income. This income has grown from ₹4,357 Crores in 2014-15 to ₹7,800 Crores in 2023-24, with a compound annual growth rate (CAGR) of 7.9% per year.

Chart 3.10.1Investment Income - Shareholders Funds

Source: IRDAI Reports & Council Compilation as
per source data submitted by companies

Average yield on investments (computed by total investment income divided by the average value of investments at the end of the year plus the beginning of the year). It has increased to 8.94% in the current financial year as compared to 8.78% in the previous financial year

Chart 3.10.2Yield on Investments

Source: IRDAI Reports & Council Compilation as
per source data submitted by companies

Profits on sale of investments, has risen from ₹ 4,882 Crores in 2014-15 to ₹ 11,911 Crores in 2023-24.

Chart 3.10.3Profit on sale of Investments

Source: IRDAI Reports & Council Compilation as
per source data submitted by companies