Table 20FINANCIAL HIGHLIGHTS FOR THE PERIOD ENDED 31.03.2025
| Company | GDP(Ind & Abroad) | Long term Premium not accounted | GWP | Net Premium | NEP | GIC | NIC | Commission Net | Mgmt. Expenses |
| Acko General Insurance Ltd | 2,064.67 | 75.35 | 2,064.67 | 1,546.72 | 1,522.30 | 1,372.95 | 1,064.81 | 154.66 | 710.27 |
| Bajaj Allianz General Insurance Co Ltd | 21,416.81 | 550.32 | 21,582.92 | 9,060.58 | 9,564.51 | 15,062.25 | 7,134.03 | 376.05 | 2,131.90 |
| Cholamandalam MS General Insurance Co Ltd | 8,124.30 | 249.47 | 8,327.67 | 5,998.41 | 5,805.62 | 5,760.61 | 4,257.14 | 1,399.22 | 809.94 |
| Future Generali India Insurance Co Ltd | 5,408.16 | 36.26 | 5,547.54 | 3,683.22 | 3,753.30 | 4,070.41 | 2,960.75 | 549.82 | 664.02 |
| Go Digit General Insurance Ltd | 8,472.16 | 136.50 | 10,282.14 | 8,230.81 | 8,045.97 | 6,993.30 | 5,858.96 | 2,228.37 | 777.62 |
| HDFC Ergo General Insurance Co Ltd | 15,817.28 | 1,147.96 | 16,229.41 | 7,172.22 | 9,030.07 | 14,669.39 | 8,078.82 | 534.83 | 1,852.25 |
| ICICI Lombard General Insurance Co Ltd | 26,833.36 | 658.98 | 28,257.74 | 20,761.06 | 19,800.20 | 17,454.65 | 13,986.81 | 3,838.03 | 2,844.84 |
| IFFCO-Tokio General Insurance Co Ltd | 8,312.34 | 43.38 | 8,506.81 | 5,772.89 | 5,679.21 | 6,638.03 | 5,015.27 | 832.88 | 942.65 |
| Kshema General Insurance Ltd | 771.46 | - | 771.46 | 530.45 | 530.38 | 511.20 | 348.59 | -9.91 | 165.48 |
| Liberty General Insurance Co. Ltd | 2,246.44 | 5.70 | 2,534.18 | 2,283.97 | 2,161.41 | 1,861.90 | 1,740.78 | 508.15 | 348.53 |
| Magma HDI General Insurance Co Ltd | 3,334.40 | 31.07 | 3,634.95 | 3,042.67 | 3,008.64 | 2,618.23 | 2,400.95 | 689.21 | 381.71 |
| Navi General Insurance Co. Ltd | 99.53 | - | 101.03 | 90.56 | 79.95 | 74.60 | 73.44 | 5.26 | 28.86 |
| Raheja QBE General Insurance Co Ltd | 353.22 | 1.49 | 511.50 | 433.06 | 431.16 | 465.57 | 385.74 | 87.32 | 74.80 |
| Reliance General Insurance Co Ltd | 12,548.38 | 133.96 | 12,666.81 | 7,248.73 | 7,124.68 | 9,343.06 | 5,887.38 | 1,063.81 | 1,400.57 |
| Royal Sundaram General Insurance Co Ltd | 3,763.18 | 14.13 | 4,064.50 | 3,375.38 | 3,302.61 | 3,219.82 | 2,617.35 | 766.39 | 383.66 |
| SBI General Insurance Co Ltd | 13,889.67 | 475.28 | 14,140.24 | 9,250.24 | 8,804.24 | 9,966.84 | 7,256.00 | 1,088.59 | 1,445.22 |
| Shriram General Insurance Co Ltd | 3,753.38 | 2.90 | 3,985.19 | 3,497.91 | 3,138.60 | 2,253.77 | 2,123.13 | 772.91 | 393.71 |
| Tata AIG General Insurance Co Ltd | 17,702.83 | 455.69 | 18,160.57 | 10,964.45 | 10,577.27 | 13,384.99 | 8,176.22 | 2,777.16 | 1,853.04 |
| Universal Sompo General Insurance Co Ltd | 5,078.45 | 24.03 | 5,092.64 | 2,495.56 | 2,369.01 | 3,841.95 | 1,827.77 | 175.34 | 408.35 |
| Zuno General Insurance Co Ltd | 992.30 | 12.05 | 1,012.19 | 619.56 | 582.50 | 675.69 | 464.70 | 95.23 | 185.65 |
| Zurich Kotak General Insurance Co Ltd | 1,915.38 | 129.12 | 2,035.75 | 1,456.76 | 1,295.84 | 1,366.49 | 967.70 | 268.27 | 375.53 |
| Total for private sector insurers | 162,897.70 | 4,183.64 | 169,508.91 | 107,514.21 | 106,607.47 | 121,605.70 | 82,625.34 | 18,201.59 | 18,178.60 |
| Previous period as on 31.03.2024 | 155,090.23 | - | 158,917.87 | 103,070.42 | 95,551.48 | 107,673.55 | 73,094.37 | 15,738.03 | 17,479.84 |
| National Insurance Co Ltd | 16,833.47 | 144.88 | 17,132.06 | 14,764.42 | 14,359.25 | 15,370.12 | 14,390.92 | 1,357.39 | 2,978.20 |
| The New India Assurance Co Ltd | 41,992.21 | 31.28 | 43,618.40 | 36,315.15 | 35,367.84 | 38,084.83 | 34,167.89 | 3,614.91 | 3,709.27 |
| The Oriental Insurance Co Ltd | 20,327.48 | 84.34 | 20,700.18 | 17,273.93 | 16,751.98 | 19,778.94 | 16,878.00 | 926.23 | 2,911.65 |
| United India Insurance Co Ltd | 20,072.17 | 35.00 | 20,321.27 | 17,839.76 | 17,189.90 | 16,924.28 | 15,973.98 | 2,150.71 | 2,976.23 |
| Total for Public sector insurers | 99,225.31 | 295.50 | 101,771.91 | 86,193.26 | 83,668.97 | 90,158.17 | 81,410.79 | 8,049.24 | 12,575.35 |
| Previous period as on 31.03.2024 | 90,252.17 | - | 97,256.79 | 81,787.75 | 80,188.34 | 86,310.73 | 77,970.34 | 6,421.89 | 14,658.85 |
| General Insurers Sub Total | 262,123.01 | 4,479.14 | 271,280.82 | 193,707.47 | 190,276.44 | 211,763.87 | 164,036.13 | 26,250.83 | 30,753.95 |
| Previous period as on 31.03.2024 | 245,342.40 | - | 256,174.66 | 184,858.15 | 175,739.82 | 193,984.28 | 151,064.71 | 22,159.92 | 32,138.69 |
| Niva Bupa Health Insurance Company Limited | 6,762.23 | 644.50 | 6,762.23 | 5,369.43 | 4,894.46 | 3,714.98 | 2,996.52 | 1,064.58 | 1,083.12 |
| Aditya Birla Health Insurance Co Ltd | 4,821.70 | 312.00 | 4,940.40 | 3,647.29 | 3,304.05 | 2,856.62 | 2,362.53 | 348.67 | 866.59 |
| Care Health Insurance Ltd | 8,318.25 | 660.87 | 8,562.99 | 6,732.71 | 6,347.22 | 5,196.04 | 4,095.89 | 1,356.84 | 1,222.49 |
| Galaxy Health Insurance Co Ltd | 16.95 | 3.36 | 16.95 | 15.52 | 7.44 | 0.63 | 0.61 | 2.47 | 79.27 |
| Manipal Cigna Health Insurance Co Ltd | 1,797.55 | 116.48 | 1,953.66 | 1,876.34 | 1,747.44 | 1,332.25 | 1,307.33 | 346.89 | 402.87 |
| Narayana Health Insurance Co Ltd | 2.37 | 0.20 | 2.37 | 2.28 | 1.14 | 0.45 | 0.65 | (0.01) | 21.27 |
| Star Health & Allied Insurance Co Ltd | 16,716.20 | 771.96 | 16,781.36 | 15,525.22 | 14,822.20 | 10,967.71 | 10,419.37 | 2,240.72 | 2,540.61 |
| Total for Stand Alone health insurers | 38,435.25 | 2,509.37 | 39,018.96 | 33,168.79 | 31,123.95 | 24,068.68 | 21,182.90 | 5,360.16 | 6,216.41 |
| Previous period as on 31.03.2024 | 33,119.34 | - | 33,276.76 | 29,083.78 | 26,137.55 | 18,492.36 | 16,630.60 | 4,464.60 | 5,763.23 |
| Agriculture Insurance Co Of India Ltd | 9,741.57 | - | 9,844.34 | 4,904.19 | 4,982.10 | 7,709.56 | 4,007.16 | (176.88) | 475.27 |
| ECGC Ltd | 13,666.53 | - | 1,366.53 | 1,131.76 | 1,155.69 | (360.77) | (632.01) | (11.34) | 364.28 |
| Total - Specialized companies | 11,108.10 | - | 11,210.87 | 6,035.95 | 6,137.79 | 7,348.79 | 3,375.15 | (188.22) | 839.55 |
| Previous period as on 31.03.2024 | 11,211.33 | - | 11,391.92 | 6,931.09 | 6,915.85 | 8,870.76 | 4,604.47 | (194.36) | 747.42 |
| GENERAL INSURANCE INDUSTRY - TOTAL | 311,666.36 | 6,988.51 | 321,510.65 | 232,912.21 | 227,538.18 | 243,181.34 | 188,594.18 | 31,422.77 | 37,809.62 |
| Previous period as on 31.03.2024 | 289,673.07 | - | 300,843.34 | 220,873.04 | 208,793.22 | 221,347.40 | 172,299.78 | 26,430.16 | 38,649.34 |
| % Change over previous period | 7.6% | - | 6.9% | 5.5% | 9.0% | 9.90 | 9.5% | 18.9% | -2.2% |
| Pure Underwriting results | Premium deficiency (*) | Exchange loss/gain & Other income /Outgo | Amount transferred from P & L Account | Investment Income allocated to Policyholders' fund | Operating Profit | Investment income credited to P& L account | Amount transferred from P and L account | Other Income/Outgo (P&L a/c) | Profit/ (Loss) Before Tax | Profit/ (Loss) After Tax | Solvency |
| (407.44) | - | 0.01 | 334.78 | 158.05 | 85.40 | 57.07 | (334.78) | (1.07) | (193.38) | (193.38) | 2.30 |
| (77.47) | - | 86.37 | - | 1,859.07 | 1,867.97 | 648.38 | - | (71.12) | 2,445.23 | 1,832.29 | 3.25 |
| (660.68) | - | 3.48 | 215.34 | 1,098.87 | 657.01 | 208.57 | (215.34) | 30.66 | 680.90 | 507.90 | 2.18 |
| (421.29) | - | 13.95 | - | 450.96 | 43.62 | 146.84 | - | (63.52) | 126.94 | 93.86 | 1.96 |
| (818.98) | - | 0.44 | 324.24 | 1,109.10 | 614.80 | 215.66 | (324.24) | (81.28) | 424.94 | 424.94 | 2.24 |
| (1,435.83) | - | 11.05 | - | 1,746.50 | 321.72 | 422.95 | - | (80.74) | 663.93 | 500.17 | 2.00 |
| (869.48) | - | (19.50) | - | 3,155.90 | 2,266.92 | 1,004.82 | - | 49.57 | 3,321.31 | 2,508.29 | 2.74 |
| (1,111.59) | - | (2.77) | - | 1,028.97 | (85.39) | 259.93 | - | 3.00 | 177.54 | 135.11 | 1.85 |
| 26.22 | - | (0.09) | - | 18.94 | 45.07 | 7.21 | 0.31 | - | 52.60 | 37.81 | 1.53 |
| (436.05) | - | 2.67 | 93.14 | 247.80 | (92.44) | 62.37 | (93.14) | (3.98) | (127.19) | (127.19) | 1.75 |
| (463.23) | 0.43 | 0.99 | 58.22 | 434.78 | 31.19 | 89.27 | (58.22) | (34.59) | 27.65 | 1.05 | 2.02 |
| (27.61) | - | - | 4.95 | 40.84 | 18.18 | 12.91 | (4.95) | 8.69 | 34.83 | 34.83 | 4.56 |
| (116.70) | - | - | 14.99 | 53.86 | (47.85) | 13.89 | (14.99) | 2.79 | (46.16) | (46.35) | 1.72 |
| (1,227.08) | - | 47.81 | - | 1,416.03 | 236.76 | 265.35 | - | (123.76) | 378.35 | 315.44 | 1.59 |
| (464.79) | - | 0.42 | - | 567.77 | 103.40 | 126.30 | - | (14.37) | 215.33 | 160.33 | 2.20 |
| (985.57) | - | 13.93 | - | 1,101.42 | 129.78 | 618.12 | - | (71.98) | 675.92 | 508.76 | 2.03 |
| (151.15) | - | 0.22 | 48.02 | 714.86 | 611.95 | 136.75 | (48.02) | (16.09) | 684.59 | 514.98 | 3.51 |
| (2,229.15) | - | 8.25 | - | 2,849.08 | 628.18 | 595.36 | - | (102.06) | 1,121.48 | 837.89 | 1.81 |
| (42.45) | - | (11.77) | 1.16 | 282.92 | 219.86 | 87.65 | - | (65.72) | 251.79 | 189.86 | 1.97 |
| (163.08) | - | 3.06 | 88.89 | 104.57 | 33.44 | 12.30 | (88.89) | (4.38) | (47.53) | (47.53) | 1.58 |
| (314.66) | (1.06) | 5.90 | 152.77 | 181.60 | 24.55 | 96.56 | (152.77) | (6.45) | (38.11) | (38.11) | 5.73 |
| 0.00 | |||||||||||
| (12,398.06) | (0.63) | 164.42 | 1,336.50 | 18,621.89 | 7,724.12 | 5,088.26 | (1,335.02) | (646.40) | 10,830.96 | 8,150.24 | -0.67 |
| (10,760.76) | (0.19) | 99.00 | 1,711.51 | 15,446.56 | 6,496.12 | 4,118.72 | (1,711.51) | (680.43) | 8,239.87 | 6,152.55 | 0.00 |
| 0.00 | |||||||||||
| (4,367.26) | - | - | - | 3,946.69 | (420.57) | - | - | (62.65) | (483.22) | (483.18) | 0.67 |
| (6,124.23) | - | - | - | 5,698.26 | (425.97) | 2,295.62 | - | (835.17) | 1,034.48 | 988.07 | 1.91 |
| (3,963.90) | - | - | - | 3,803.55 | (160.35) | - | - | 92.76 | (67.59) | 143.96 | 1.03 |
| (3,911.02) | - | 1.16 | - | 3,598.34 | (311.52) | - | - | 181.48 | (130.04) | 154.02 | 0.65 |
| 0.00 | |||||||||||
| (18,366.41) | - | 1.16 | - | 17,046.84 | (1,318.41) | 2,295.62 | - | (623.58) | 353.63 | 802.87 | 0.00 |
| (18,863.24) | - | (83.91) | - | 17,421.29 | (1,525.86) | 2,707.72 | - | (701.07) | 480.79 | 531.13 | 0.00 |
| (30,763.47) | (0.63) | 165.58 | 1,336.50 | 35,668.73 | 6,405.71 | 7,383.88 | (1,335.02) | (1,269.98) | 11,184.59 | 8,953.11 | 0.00 |
| (29,624.00) | (0.19) | 15.09 | 1,711.51 | 32,867.85 | 4,970.26 | 6,826.44 | (1,711.51) | (1,381.50) | 8,720.66 | 6,683.68 | 0.00 |
| 0.00 | |||||||||||
| (249.76) | - | 1.02 | 142.45 | 287.35 | 181.06 | 192.47 | (142.45) | (17.56) | 213.52 | 213.52 | 3.03 |
| (273.66) | - | 5.74 | 154.72 | 213.45 | 100.25 | 68.32 | (154.72) | (8.72) | 5.13 | 5.13 | 1.84 |
| (328.00) | - | 9.13 | - | 367.58 | 48.71 | 172.62 | - | (13.13) | 208.20 | 155.18 | 1.68 |
| (74.91) | - | 3.85 | 75.93 | 0.98 | 5.85 | 18.76 | (75.93) | (3.85) | (55.17) | (55.18) | 4.70 |
| (309.65) | - | - | 66.37 | 88.84 | (154.44) | 48.15 | (66.37) | (15.31) | (187.97) | (187.97) | 1.76 |
| (20.77) | - | - | 20.36 | 0.15 | (0.26) | 6.12 | (20.36) | - | (14.50) | (18.39) | 1.61 |
| (378.50) | - | 6.29 | 5.46 | 765.53 | 398.78 | 513.50 | 5.46 | (45.77) | 871.97 | 645.86 | 2.21 |
| 0.00 | |||||||||||
| (1,635.25) | - | 26.03 | 465.29 | 1,723.88 | 579.95 | 1,019.94 | (454.37) | (104.34) | 1,041.18 | 758.15 | 0.00 |
| (720.88) | - | - | 674.52 | 1,311.96 | 1,265.60 | 816.65 | (674.52) | (102.05) | 1,305.68 | 916.67 | 0.00 |
| 0.00 | |||||||||||
| 676.55 | 12.52 | (0.03) | - | 934.21 | 1,623.25 | 213.53 | - | 7.54 | 1,844.32 | 1,367.53 | 4.07 |
| 1,434.76 | - | 8.82 | - | 383.72 | 1,827.30 | 852.68 | - | 43.09 | 2,723.07 | 2,076.67 | 57.13 |
| 0.00 | |||||||||||
| 2,111.31 | 12.52 | 8.79 | - | 1,317.93 | 3,450.55 | 1,066,21 | - | 50.63 | 4,567.39 | 3,444.20 | 0.00 |
| 1,758.22 | 30.16 | 3.31 | - | 1,201.60 | 2,993.29 | 1,132.27 | - | (44.53) | 4,081.03 | 3,063.28 | 0.00 |
| (30,288.41) | 11.89 | 200.40 | 1,801.79 | 38,710.54 | 10,436.21 | 9,470.03 | (1,789.39) | (1,323.69) | 16,793.16 | 13,155.46 | 0.00 |
| (28,586.66) | 29.97 | 18.40 | 2,386.03 | 35,381.41 | 9,229.15 | 8,775.63 | (2,386.03) | (1,528.08) | 14,107.37 | 10,663.63 | 0.00 |
| 6.0% | -60.3% | 0.1% | -24.5% | 9.4% | 13.1% | 7.9% | -25.0% | -13.4% | 19.0% | 23.4% | 0.00 |
Note: Compiled by GI Council on the basis of data submitted by the Member Insurance
Companies on Online portal/Public disclosures [NL1-4, NL8-10, NL 28, NL 36, NL 41)
* Premium deficiency – positive figures means write back