Technical reserves comprising of outstanding claims and unexpired premium reserves (UPR) which were Rs 1,24,467 Crores in financial year 2015-16 have grown to Rs 3,93,409 Crores in financial year 2024-25 at a CAGR of 13.6% p.a.

Chart 3.15.1Growth of Technical Reserves

Chart 3.15.2Break up of Technical Reserves

Chart 3.15.3IBNR claims & Outstanding claims