The investment income allocated to the Profit & Loss account represents the shareholders’ investment income. This income has grown from ₹4,954 Crores in 2015-16 to ₹9,470 Crores in 2024-25, with a compound annual growth rate (CAGR) of 7.50% per year.

Chart 3.10.1Investment Income - Shareholders Funds

Source: IRDAI Reports & Council Compilation as
per source data submitted by companies

The average Yield on Investments—calculated as total investment income divided by the average value of investments at the beginning and end of the year has declined to 8.85% as compared to 8.94% in the previous financial year.

Chart 3.10.2Yield on Investments

Source: IRDAI Reports & Council Compilation as
per source data submitted by companies

The profits on the sale of investments have declined from ₹11,911 crores in 2023-24 to ₹9,470 Crores in 2024-25.

Chart 3.10.3Profit on sale of Investments

Source: IRDAI Reports & Council Compilation as
per source data submitted by companies