{"id":276,"date":"2019-07-29T09:12:44","date_gmt":"2019-07-29T09:12:44","guid":{"rendered":"http:\/\/localhost\/yearbook\/?page_id=276"},"modified":"2026-02-03T11:07:20","modified_gmt":"2026-02-03T11:07:20","slug":"rural-premium","status":"publish","type":"page","link":"https:\/\/www.gicouncil.in\/yearbook\/2024-25\/?page_id=276","title":{"rendered":"4.2 &#8211; Rural Premium"},"content":{"rendered":"\n<h4 class=\"wp-block-heading\">Rural Premium<\/h4>\n\n\n\n<p>In 2024-25, Both Motor &amp; Other Miscellaneous segment accounted for more than 6\/7th of the overall Rural Premium. Crop insurance was a substantial contributor to this segment.<\/p>\n\n\n<h3 class=\"section-title\" style=\"font-size: 17px;\"><span style=\"background: #f6a192;border-radius: 8px;color: #fff;padding: 5px;font-size: 14px; margin-right: 10px;\"> Chart 4.2.1<\/span>Segment-wise share of Rural Premium - 2024-25<\/h3><div id=\"Chart_178\"><\/div><script type=\"text\/javascript\">\n                    jQuery(document).ready(function () {\n                        basic_column_chart(\"Chart_178\", {\"unit\":\"\",\"data\":{\"Property\":{\"2024-25\":1.3},\"Marine & Aviation\":{\"2024-25\":0.2},\"Health & Accident\":{\"2024-25\":11.8},\"Motor Overall\":{\"2024-25\":43.3},\"Other Miscellaneous\":{\"2024-25\":43.4}},\"Title\":\"Segment-wise share of Rural Premium - 2024-25\",\"xTitle\":\"Line of Business\",\"yTitle\":\"Share of GDPI (in %)\",\"yAxisData\":{\"2024-25\":\"2024-25\"},\"colorCodes\":[\"#cf8900\"]});\n                    });\n                <\/script>\n\n\n\n<p class=\"has-text-align-right has-small-font-size\"> <em><strong>Source<\/strong>: Rural Premium Data information submitted by individual companies to IRDAI monthly.<\/em><\/p>\n\n\n\n<blockquote class=\"wp-block-quote\"><p><\/p><cite><br><br><\/cite><\/blockquote>\n\n\n\n<p>The share of rural premium in the total premium declined from 18.5% in 2023-24 to 13.5 % in 2024-25.\u00a0<\/p>\n\n\n<h3 class=\"section-title\" style=\"font-size: 17px;\"><span style=\"background: #f6a192;border-radius: 8px;color: #fff;padding: 5px;font-size: 14px; margin-right: 10px;\"> Chart 4.2.2<\/span>Rural \/ Urban Premium Percentage of Overall GDPI<\/h3><div id=\"Chart_179\"><\/div><script type=\"text\/javascript\">\n                    jQuery(document).ready(function () {\n                        basic_column_chart(\"Chart_179\", {\"unit\":\"\",\"data\":{\"Urban\":{\"2021-22\":78.5,\"2022-23\":78.8,\"2023-24\":81.4,\"2024-25\":86.5},\"Rural\":{\"2021-22\":21.5,\"2022-23\":21.2,\"2023-24\":18.5,\"2024-25\":13.5}},\"Title\":\"Rural \\\/ Urban Premium Percentage of Overall GDPI\",\"xTitle\":\"Year\",\"yTitle\":\"Percentage of Business\",\"yAxisData\":{\"2021-22\":\"2021-22\",\"2022-23\":\"2022-23\",\"2023-24\":\"2023-24\",\"2024-25\":\"2024-25\"},\"colorCodes\":[\"#CF8900\",\" #956D33\"]});\n                    });\n                <\/script>\n\n\n\n<p class=\"has-text-align-right has-small-font-size\"> <em><strong>Source<\/strong>: Rural Premium Data information submitted by individual companies to IRDAI monthly.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Rural Premium In 2024-25, Both Motor &amp; Other Miscellaneous segment accounted for more than 6\/7th of the overall Rural Premium. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":272,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"page-templates\/full-width.php","meta":[],"_links":{"self":[{"href":"https:\/\/www.gicouncil.in\/yearbook\/2024-25\/index.php?rest_route=\/wp\/v2\/pages\/276"}],"collection":[{"href":"https:\/\/www.gicouncil.in\/yearbook\/2024-25\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.gicouncil.in\/yearbook\/2024-25\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.gicouncil.in\/yearbook\/2024-25\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gicouncil.in\/yearbook\/2024-25\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=276"}],"version-history":[{"count":32,"href":"https:\/\/www.gicouncil.in\/yearbook\/2024-25\/index.php?rest_route=\/wp\/v2\/pages\/276\/revisions"}],"predecessor-version":[{"id":4486,"href":"https:\/\/www.gicouncil.in\/yearbook\/2024-25\/index.php?rest_route=\/wp\/v2\/pages\/276\/revisions\/4486"}],"up":[{"embeddable":true,"href":"https:\/\/www.gicouncil.in\/yearbook\/2024-25\/index.php?rest_route=\/wp\/v2\/pages\/272"}],"wp:attachment":[{"href":"https:\/\/www.gicouncil.in\/yearbook\/2024-25\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=276"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}