Investment Income allocated to Profit & Loss account is investment income for shareholders.

Investment income pertaining to shareholders has risen from ₹ 3,791 Crores in 2013-14 to ₹ 7,276 Crores in 2022-23, growing at CAGR of 7.87% p.a.

Chart 3.10.1Investment Income - Shareholders Funds

Source: IRDAI Reports & Council Compilation as
per source data submitted by companies

Average yield on investments (computed by total investment income divided by the average value of investments at the end of the year plus the beginning of the year). It remained steady till 2017-18 and is seeing a decline again mainly due to a continuous fall in interest rates and in the current year, it has increased to 8.78%.

Chart 3.10.2Yield on Investments

Source: IRDAI Reports & Council Compilation as
per source data submitted by companies

Profits on sale of investments, has risen from ₹ 3,854 Crores in 2013-14 to ₹ 11,059 Crores in 2022-23.

Chart 3.10.3Profit on sale of Investments

Source: IRDAI Reports & Council Compilation as
per source data submitted by companies