{"id":657,"date":"2019-08-14T18:32:21","date_gmt":"2019-08-14T18:32:21","guid":{"rendered":"https:\/\/www.gicouncil.in\/yearbook\/?page_id=657"},"modified":"2022-02-21T16:24:29","modified_gmt":"2022-02-21T16:24:29","slug":"table-14-gross-underwriting-experience-2008-09-to-2017-18-overall-figures","status":"publish","type":"page","link":"https:\/\/www.gicouncil.in\/yearbook\/2020-21\/annexures\/table-14-gross-underwriting-experience-2008-09-to-2017-18-overall-figures\/","title":{"rendered":"Table 14: Gross Underwriting Experience &#8211; 2010-11 to 2020-21 (Overall Figures)"},"content":{"rendered":"<h3 class=\"section-title\" style=\"font-size: 17px;\"><span style=\"background: #9bcd5e;border-radius: 8px;color: #fff;padding: 5px;font-size: 14px; margin-right: 10px;\"> Table 14<\/span>Gross Underwriting Experience - 2010-11 to 2020-21 (Overall Figures)<\/h3><table width=\"100%\" class=\"\">    <tbody>        <tr>                    <td>                        Year                    <\/td>                    <td>                        2011-12                    <\/td>                    <td>                        2012-13                    <\/td>                    <td>                        2013-14                    <\/td>                    <td>                        2014-15                    <\/td>                    <td>                        2015-16                    <\/td>                    <td>                        2016-17                    <\/td>                    <td>                        2017-18                    <\/td>                    <td>                        2018-19                    <\/td>                    <td>                        2019-20                    <\/td>                    <td>                        2020-21                    <\/td>        <\/tr>        <tr>                    <td>                            Gross Direct Premium                    <\/td>                    <td>                            59,792.24                    <\/td>                    <td>                            71,205.52                    <\/td>                    <td>                            79,935.76                    <\/td>                    <td>                            87,151.37                    <\/td>                    <td>                            99,332.95                    <\/td>                    <td>                            1,30,970.11                    <\/td>                    <td>                            1,53,437.54                    <\/td>                    <td>                            1,72,482.74                    <\/td>                    <td>                             1,92,192.59 \n                    <\/td>                    <td>                              202,094.36                     <\/td>        <\/tr>        <tr>                    <td>                            Gross Written Premium                    <\/td>                    <td>                            68,249.22                    <\/td>                    <td>                            74,277.33                    <\/td>                    <td>                            83,026.51                    <\/td>                    <td>                            90,364.55                    <\/td>                    <td>                            1,02,395.77                    <\/td>                    <td>                            1,34,177.33                    <\/td>                    <td>                            1,56,629.01                    <\/td>                    <td>                            1,75,899.19                    <\/td>                    <td>                             1,95,201.61 \n                    <\/td>                    <td>                              206,905.70                     <\/td>        <\/tr>        <tr>                    <td>                            Gross Earned Premium                    <\/td>                    <td>                            60,874.22                    <\/td>                    <td>                            71,289.15                    <\/td>                    <td>                            78,698.26                    <\/td>                    <td>                            86,436.43                    <\/td>                    <td>                            96,049.98                    <\/td>                    <td>                            1,18,181.77                    <\/td>                    <td>                            1,45,079.53                    <\/td>                    <td>                            1,66,407.40                    <\/td>                    <td>                             1,85,396.17 \n                    <\/td>                    <td>                              200,844.08                     <\/td>        <\/tr>        <tr>                    <td>                            Gross Direct Claims                    <\/td>                    <td>                            54,211.14                    <\/td>                    <td>                            51,117.78                    <\/td>                    <td>                            64,132.59                    <\/td>                    <td>                            72,046.74                    <\/td>                    <td>                            79,256.69                    <\/td>                    <td>                            1,12,962.62                    <\/td>                    <td>                            1,24,708.49                    <\/td>                    <td>                            1,38,826.94                    <\/td>                    <td>                             1,52,737.58 \n                    <\/td>                    <td>                              148,031.96                     <\/td>        <\/tr>        <tr>                    <td>                            Gross Direct Claims as % to GEP                    <\/td>                    <td>                            89.05%                    <\/td>                    <td>                            71.70%                    <\/td>                    <td>                            81.49%                    <\/td>                    <td>                            83.35%                    <\/td>                    <td>                            82.52%                    <\/td>                    <td>                            95.58%                    <\/td>                    <td>                            85.96%                    <\/td>                    <td>                            83.43%                    <\/td>                    <td>                            82.38%\n                    <\/td>                    <td>                            73.63%                    <\/td>        <\/tr>        <tr>                    <td>                            Gross Direct Commission                    <\/td>                    <td>                            3,587.03                    <\/td>                    <td>                            4,236.54                    <\/td>                    <td>                            4,927.10                    <\/td>                    <td>                            5,295.17                    <\/td>                    <td>                            5,995.99                    <\/td>                    <td>                            6,882.19                    <\/td>                    <td>                            10,730.57                    <\/td>                    <td>                            12,719.49                    <\/td>                    <td>                             14,411.87 \n                    <\/td>                    <td>                              15,992.39                     <\/td>        <\/tr>        <tr>                    <td>                            Gross Direct Commission as % to GWP                    <\/td>                    <td>                            5.89%                    <\/td>                    <td>                            5.94%                    <\/td>                    <td>                            6.26%                    <\/td>                    <td>                            6.13%                    <\/td>                    <td>                            6.24%                    <\/td>                    <td>                            5.82%                    <\/td>                    <td>                            7.40%                    <\/td>                    <td>                            7.64%                    <\/td>                    <td>                            7.38%\n                    <\/td>                    <td>                            7.73%                    <\/td>        <\/tr>        <tr>                    <td>                            Expenses of Management                    <\/td>                    <td>                            12,119.25                    <\/td>                    <td>                            14,602.72                    <\/td>                    <td>                            15,920.90                    <\/td>                    <td>                            20,195.94                    <\/td>                    <td>                            23,231.73                    <\/td>                    <td>                            25,079.43                    <\/td>                    <td>                            25,719.18                    <\/td>                    <td>                            28,624.09                    <\/td>                    <td>                             42,045.45 \n                    <\/td>                    <td>                              44,133.78                     <\/td>        <\/tr>        <tr>                    <td>                            Expenses of Management as % to GWP                    <\/td>                    <td>                            19.91%                    <\/td>                    <td>                            20.48%                    <\/td>                    <td>                            20.23%                    <\/td>                    <td>                            23.37%                    <\/td>                    <td>                            24.19%                    <\/td>                    <td>                            21.22%                    <\/td>                    <td>                            17.73%                    <\/td>                    <td>                            17.20%                    <\/td>                    <td>                            21.54%\n                    <\/td>                    <td>                            21.33%                    <\/td>        <\/tr>        <tr>                    <td>                            Underwriting Surplus\/(Deficit)                    <\/td>                    <td>                            (9,043.21)                    <\/td>                    <td>                            1,332.11                    <\/td>                    <td>                            (6,282.33)                    <\/td>                    <td>                            (11,101.43)                    <\/td>                    <td>                            (12,434.43)                    <\/td>                    <td>                            (26,742.46)                    <\/td>                    <td>                            (16,078.70)                    <\/td>                    <td>                            (13,763.13)                    <\/td>                    <td>                             (23,798.73)\n                    <\/td>                    <td>                             \u00a0(7,314.05)                    <\/td>        <\/tr>        <tr>                    <td>                            Underwriting Surplus\/(Deficit) as % to GEP                    <\/td>                    <td>                            -14.86%                    <\/td>                    <td>                            1.87%                    <\/td>                    <td>                            -7.98%                    <\/td>                    <td>                            -12.84%                    <\/td>                    <td>                            -12.95%                    <\/td>                    <td>                            -22.63%                    <\/td>                    <td>                            -11.08%                    <\/td>                    <td>                            -8.27%                    <\/td>                    <td>                            -12.84%\n                    <\/td>                    <td>                            -3.64%                    <\/td>        <\/tr>    <\/tbody><\/table>\n\n\n\n<p class=\"has-text-align-left has-small-font-size\"><em><strong>(\u20b9 in Crores)<\/strong><\/em><\/p>\n\n\n\n<p><em><strong>Source<\/strong>: IRDAI reports and Council Compilation<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(\u20b9 in Crores) Source: IRDAI reports and Council Compilation<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":28,"menu_order":14,"comment_status":"closed","ping_status":"closed","template":"page-templates\/full-width.php","meta":[],"_links":{"self":[{"href":"https:\/\/www.gicouncil.in\/yearbook\/2020-21\/wp-json\/wp\/v2\/pages\/657"}],"collection":[{"href":"https:\/\/www.gicouncil.in\/yearbook\/2020-21\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.gicouncil.in\/yearbook\/2020-21\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.gicouncil.in\/yearbook\/2020-21\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gicouncil.in\/yearbook\/2020-21\/wp-json\/wp\/v2\/comments?post=657"}],"version-history":[{"count":6,"href":"https:\/\/www.gicouncil.in\/yearbook\/2020-21\/wp-json\/wp\/v2\/pages\/657\/revisions"}],"predecessor-version":[{"id":2779,"href":"https:\/\/www.gicouncil.in\/yearbook\/2020-21\/wp-json\/wp\/v2\/pages\/657\/revisions\/2779"}],"up":[{"embeddable":true,"href":"https:\/\/www.gicouncil.in\/yearbook\/2020-21\/wp-json\/wp\/v2\/pages\/28"}],"wp:attachment":[{"href":"https:\/\/www.gicouncil.in\/yearbook\/2020-21\/wp-json\/wp\/v2\/media?parent=657"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}